Banco De Chile (BCH) vs Nu (NU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Banco De Chile (BCH) has outperformed Nu (NU) over the past year, gaining 24.8% versus a loss of 0.5%. Nu is the larger company by market cap ($74.30 billion vs $19.57 billion), about 3.8 times the size. On valuation, Banco De Chile trades at a lower forward P/E (12.4x vs 13.6x for Nu).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BCH | NU |
|---|---|---|
| Share price | $38.75 | $15.38 |
| Market cap | $19.57B | $74.30B |
| 1-day change | +2.30% | -1.28% |
| YTD return | +1.97% | -8.12% |
| 1-year return | +24.84% | -0.52% |
| 5-year return | +135.28% | — |
| P/E ratio (TTM) | 14.90 | 21.07 |
| Forward P/E | 12.38 | 13.61 |
| EPS (TTM) | $2.60 | $0.73 |
| Dividend yield | 5.65% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | — | $11.52B |
| Revenue growth (YoY) | — | +43.44% |
| Net income (latest FY) | $-1.24B | $1.97B |
| Gross margin | — | 45.61% |
| Net margin | — | 17.12% |
| 52-week high | $46.77 | $18.98 |
| 52-week low | $30.40 | $11.20 |
| Distance from 52-week high | -17.15% | -18.97% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +5.88% | +22.04% |
| Average volume | 311.29K | 85.34M |
| Shares outstanding | 505.09M | 3.81B |
| Employees | 11,221 | — |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Nu is about 3.8 times larger than Banco De Chile by market value ($74.30B vs $19.57B).
- BCH has outperformed NU by 25.4 percentage points over the past year.
- Nu trades at a higher earnings multiple (21.1x vs 14.9x trailing P/E).
- Banco De Chile offers a meaningfully higher dividend yield (5.65% vs 0.00%).
About Banco De Chile
BCH stock →Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries.
Financial Services · Banks - Regional · 11,221 employees
About Nu
NU stock →Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.
Financial Services · Banks - Regional
BCH vs NU FAQ
Which is bigger, Banco De Chile or Nu?
Nu (NU) is larger, with a market capitalization of $74.30B compared with $19.57B for Banco De Chile (BCH).
Which stock has performed better over the past year, BCH or NU?
BCH returned +24.84% over the past 12 months, compared with -0.52% for NU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BCH or NU?
BCH has the lower trailing P/E at 14.9, versus 21.1 for NU. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Banco De Chile or Nu?
Banco De Chile pays a dividend yielding 5.65%, while Nu does not currently pay a regular dividend.
Are Banco De Chile and Nu in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.