MetaCap

Bar Harbor Bankshares (BHB) vs Midland States Bancorp (MSBI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Midland States Bancorp (MSBI) has outperformed Bar Harbor Bankshares (BHB) over the past year, gaining 92.2% versus a gain of 27.6%. Over five years, BHB leads with a +35.2% price change compared with +27.9% for MSBI. Midland States Bancorp is the larger company by market cap ($670.7 million vs $646.8 million), about 1.0 times the size.

On valuation, Midland States Bancorp trades at a lower forward P/E (9.5x vs 10.2x for Bar Harbor Bankshares). Midland States Bancorp offers the higher dividend yield (3.96% vs 3.37%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BHB+27.60%MSBI+92.19%
+112%+47%-19%
Oct 7, 20251 yearOct 7, 2026
BHB+34.04%MSBI+24.57%
+46%-1%-48%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BHB versus MSBI key metrics
MetricBHBMSBI
Share price$38.58$32.32
Market cap$646.84M$670.71M
1-day change+0.42%+0.22%
YTD return+23.90%+52.34%
1-year return+27.60%+92.19%
5-year return+35.17%+27.93%
P/E ratio (TTM)13.0320.72
Forward P/E10.199.53
EPS (TTM)$2.96$1.56
Dividend yield3.37%3.96%
Annual dividend$1.30$1.28
52-week high$41.12$35.10
52-week low$28.11$14.24
Distance from 52-week high-6.18%-7.92%
Analyst consensusnonehold
Avg. price target upside+6.27%+2.88%
Average volume94.11K173.19K
Shares outstanding16.77M20.75M
Employees530839
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • MSBI has outperformed BHB by 64.6 percentage points over the past year.
  • Midland States Bancorp trades at a higher earnings multiple (20.7x vs 13.0x trailing P/E).

About Bar Harbor Bankshares

BHB stock →

Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses. The company offers deposit products, including interest-bearing and non-interest-bearing demand accounts, savings accounts, time deposits, and money market deposit accounts, as well as certificates of deposit.

Finance · Major Banks · 530 employees

About Midland States Bancorp

MSBI stock →

Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities.

Finance · Major Banks · 839 employees

BHB vs MSBI FAQ

Which is bigger, Bar Harbor Bankshares or Midland States Bancorp?

Midland States Bancorp (MSBI) is larger, with a market capitalization of $670.71M compared with $646.84M for Bar Harbor Bankshares (BHB).

Which stock has performed better over the past year, BHB or MSBI?

MSBI returned +92.19% over the past 12 months, compared with +27.60% for BHB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, BHB or MSBI?

BHB has the lower trailing P/E at 13.0, versus 20.7 for MSBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Bar Harbor Bankshares or Midland States Bancorp?

Midland States Bancorp has the higher yield at 3.96%, compared with 3.37% for Bar Harbor Bankshares.

Are Bar Harbor Bankshares and Midland States Bancorp in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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