MetaCap

NBT Bancorp (NBTB) vs Trustmark (TRMK)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

NBT Bancorp (NBTB) has outperformed Trustmark (TRMK) over the past year, gaining 21.6% versus a gain of 11.5%. Over five years, NBTB leads with a +36.8% price change compared with +34.3% for TRMK. NBT Bancorp is the larger company by market cap ($2.62 billion vs $2.59 billion), about 1.0 times the size, while Trustmark is growing revenue faster (+42.6% vs +10.4%).

On valuation, Trustmark trades at a lower forward P/E (10.3x vs 11.1x for NBT Bancorp). NBT Bancorp offers the higher dividend yield (2.93% vs 2.20%). NBT Bancorp converts more of its revenue into profit, with a net margin of 92.5% versus 28.0%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

NBTB+21.56%TRMK+11.48%
+33%+12%-10%
Oct 7, 20251 yearOct 7, 2026
NBTB+34.17%TRMK+33.04%
+49%+2%-46%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

NBTB versus TRMK key metrics
MetricNBTBTRMK
Share price$50.49$44.51
Market cap$2.62B$2.59B
1-day change+0.62%+0.32%
YTD return+20.86%+13.92%
1-year return+21.56%+11.48%
5-year return+36.84%+34.29%
P/E ratio (TTM)12.3411.30
Forward P/E11.0610.27
EPS (TTM)$4.09$3.94
Dividend yield2.93%2.20%
Annual dividend$1.48$0.98
Revenue (latest FY)$182.95M$799.78M
Revenue growth (YoY)+10.40%+42.56%
Net income (latest FY)$169.24M$224.13M
Net margin92.50%28.02%
52-week high$54.50$49.00
52-week low$39.20$36.33
Distance from 52-week high-7.36%-9.16%
Analyst consensusholdhold
Avg. price target upside+12.56%+13.46%
Average volume347.72K385.13K
Shares outstanding51.96M58.23M
Employees2,3032,583
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • NBTB has outperformed TRMK by 10.1 percentage points over the past year.
  • NBT Bancorp is more profitable, keeping 92.5 cents of every revenue dollar as net income versus 28.0 cents for Trustmark.
  • Trustmark grew revenue faster in its latest fiscal year (+42.56% vs +10.40%).

About NBT Bancorp

NBTB stock →

NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments.

Finance · Major Banks · 2,303 employees

About Trustmark

TRMK stock →

Trustmark Corporation operates as the bank holding company for Trustmark National Bank that provides banking and other financial solutions to individuals and corporate institutions in the United States. It operates through General Banking and Wealth Management segments.

Finance · Major Banks · 2,583 employees

NBTB vs TRMK FAQ

Which is bigger, NBT Bancorp or Trustmark?

NBT Bancorp (NBTB) is larger, with a market capitalization of $2.62B compared with $2.59B for Trustmark (TRMK).

Which stock has performed better over the past year, NBTB or TRMK?

NBTB returned +21.56% over the past 12 months, compared with +11.48% for TRMK (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, NBTB or TRMK?

TRMK has the lower trailing P/E at 11.3, versus 12.3 for NBTB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, NBT Bancorp or Trustmark?

NBT Bancorp has the higher yield at 2.93%, compared with 2.20% for Trustmark.

Are NBT Bancorp and Trustmark in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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