BOK Financial (BOKF) vs Commerce Bancshares (CBSH)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
BOK Financial (BOKF) has outperformed Commerce Bancshares (CBSH) over the past year, gaining 10.0% versus a loss of 4.0%. Over five years, BOKF leads with a +32.5% price change compared with -8.0% for CBSH. Commerce Bancshares is the larger company by market cap ($7.70 billion vs $7.60 billion), about 1.0 times the size.
On valuation, BOK Financial trades at a lower forward P/E (11.7x vs 11.7x for Commerce Bancshares). BOK Financial offers the higher dividend yield (2.02% vs 2.00%). Commerce Bancshares converts more of its revenue into profit, with a net margin of 3066.8% versus 26.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOKF | CBSH |
|---|---|---|
| Share price | $125.02 | $53.70 |
| Market cap | $7.60B | $7.70B |
| 1-day change | -0.30% | -0.39% |
| YTD return | +5.86% | +3.00% |
| 1-year return | +9.95% | -3.98% |
| 5-year return | +32.46% | -8.02% |
| P/E ratio (TTM) | 11.78 | 13.16 |
| Forward P/E | 11.67 | 11.69 |
| EPS (TTM) | $10.61 | $4.08 |
| Dividend yield | 2.02% | 2.00% |
| Annual dividend | $2.52 | $1.07 |
| Revenue (latest FY) | $2.18B | $18.46M |
| Revenue growth (YoY) | +6.10% | +9.80% |
| Net income (latest FY) | $577.99M | $566.25M |
| Net margin | 26.57% | 3066.78% |
| 52-week high | $146.84 | $60.92 |
| 52-week low | $102.72 | $46.99 |
| Distance from 52-week high | -14.86% | -11.85% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +18.12% | +22.50% |
| Average volume | 252.90K | 1.02M |
| Shares outstanding | 60.77M | 143.43M |
| Employees | 4,970 | 4,976 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BOKF has outperformed CBSH by 13.9 percentage points over the past year.
- Commerce Bancshares is more profitable, keeping 3066.8 cents of every revenue dollar as net income versus 26.6 cents for BOK Financial.
About BOK Financial
BOKF stock →BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management.
Finance · Major Banks · 4,970 employees
About Commerce Bancshares
CBSH stock →Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States.
Finance · Major Banks · 4,976 employees
BOKF vs CBSH FAQ
Which is bigger, BOK Financial or Commerce Bancshares?
Commerce Bancshares (CBSH) is larger, with a market capitalization of $7.70B compared with $7.60B for BOK Financial (BOKF).
Which stock has performed better over the past year, BOKF or CBSH?
BOKF returned +9.95% over the past 12 months, compared with -3.98% for CBSH (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BOKF or CBSH?
BOKF has the lower trailing P/E at 11.8, versus 13.2 for CBSH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BOK Financial or Commerce Bancshares?
BOK Financial has the higher yield at 2.02%, compared with 2.00% for Commerce Bancshares.
Are BOK Financial and Commerce Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.