Commerce Bancshares (CBSH) vs Valley National Bancorp (VLY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Valley National Bancorp (VLY) has outperformed Commerce Bancshares (CBSH) over the past year, gaining 15.2% versus a loss of 4.0%. Over five years, CBSH leads with a -8.0% price change compared with -8.4% for VLY. Commerce Bancshares is the larger company by market cap ($7.73 billion vs $6.90 billion), about 1.1 times the size.
On valuation, Valley National Bancorp trades at a lower forward P/E (8.1x vs 11.7x for Commerce Bancshares). Valley National Bancorp offers the higher dividend yield (3.53% vs 1.99%). Commerce Bancshares converts more of its revenue into profit, with a net margin of 3066.8% versus 29.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CBSH | VLY |
|---|---|---|
| Share price | $53.91 | $12.48 |
| Market cap | $7.73B | $6.90B |
| 1-day change | -1.59% | -1.50% |
| YTD return | +3.00% | +6.85% |
| 1-year return | -3.98% | +15.24% |
| 5-year return | -8.02% | -8.37% |
| P/E ratio (TTM) | 13.21 | 10.58 |
| Forward P/E | 11.73 | 8.09 |
| EPS (TTM) | $4.08 | $1.18 |
| Dividend yield | 1.99% | 3.53% |
| Annual dividend | $1.07 | $0.44 |
| Revenue (latest FY) | $18.46M | $2.03B |
| Revenue growth (YoY) | +9.80% | +9.31% |
| Net income (latest FY) | $566.25M | $597.98M |
| Net margin | 3066.78% | 29.52% |
| 52-week high | $60.92 | $15.20 |
| 52-week low | $46.99 | $9.64 |
| Distance from 52-week high | -11.51% | -17.89% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +22.02% | +32.21% |
| Average volume | 1.04M | 6.84M |
| Shares outstanding | 143.43M | 552.61M |
| Employees | 4,976 | 3,675 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- VLY has outperformed CBSH by 19.2 percentage points over the past year.
- Valley National Bancorp offers a meaningfully higher dividend yield (3.53% vs 1.99%).
- Commerce Bancshares is more profitable, keeping 3066.8 cents of every revenue dollar as net income versus 29.5 cents for Valley National Bancorp.
About Commerce Bancshares
CBSH stock →Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States.
Finance · Major Banks · 4,976 employees
About Valley National Bancorp
VLY stock →Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments.
Finance · Major Banks · 3,675 employees
CBSH vs VLY FAQ
Which is bigger, Commerce Bancshares or Valley National Bancorp?
Commerce Bancshares (CBSH) is larger, with a market capitalization of $7.73B compared with $6.90B for Valley National Bancorp (VLY).
Which stock has performed better over the past year, CBSH or VLY?
VLY returned +15.24% over the past 12 months, compared with -3.98% for CBSH (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CBSH or VLY?
VLY has the lower trailing P/E at 10.6, versus 13.2 for CBSH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Commerce Bancshares or Valley National Bancorp?
Valley National Bancorp has the higher yield at 3.53%, compared with 1.99% for Commerce Bancshares.
Are Commerce Bancshares and Valley National Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.