BOK Financial (BOKF) vs United Bankshares (UBSI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
United Bankshares (UBSI) has outperformed BOK Financial (BOKF) over the past year, gaining 22.7% versus a gain of 9.4%. Over five years, BOKF leads with a +33.5% price change compared with +26.1% for UBSI. BOK Financial is the larger company by market cap ($7.62 billion vs $6.19 billion), about 1.2 times the size, while United Bankshares is growing revenue faster (+19.6% vs +6.1%).
On valuation, BOK Financial trades at a lower forward P/E (11.7x vs 11.7x for United Bankshares). United Bankshares offers the higher dividend yield (3.32% vs 2.01%). United Bankshares converts more of its revenue into profit, with a net margin of 37.5% versus 26.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOKF | UBSI |
|---|---|---|
| Share price | $125.40 | $45.43 |
| Market cap | $7.62B | $6.19B |
| 1-day change | -0.81% | -0.59% |
| YTD return | +6.72% | +19.01% |
| 1-year return | +9.43% | +22.68% |
| 5-year return | +33.54% | +26.07% |
| P/E ratio (TTM) | 11.82 | 12.38 |
| Forward P/E | 11.71 | 11.75 |
| EPS (TTM) | $10.61 | $3.67 |
| Dividend yield | 2.01% | 3.32% |
| Annual dividend | $2.52 | $1.51 |
| Revenue (latest FY) | $2.18B | $1.24B |
| Revenue growth (YoY) | +6.10% | +19.58% |
| Net income (latest FY) | $577.99M | $464.60M |
| Net margin | 26.57% | 37.55% |
| 52-week high | $146.84 | $49.62 |
| 52-week low | $102.72 | $34.10 |
| Distance from 52-week high | -14.60% | -8.44% |
| Analyst consensus | hold | none |
| Avg. price target upside | +17.76% | +10.79% |
| Average volume | 252.54K | 986.20K |
| Shares outstanding | 60.77M | 136.17M |
| Employees | 4,970 | 2,740 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UBSI has outperformed BOKF by 13.3 percentage points over the past year.
- United Bankshares offers a meaningfully higher dividend yield (3.32% vs 2.01%).
- United Bankshares is more profitable, keeping 37.5 cents of every revenue dollar as net income versus 26.6 cents for BOK Financial.
- United Bankshares grew revenue faster in its latest fiscal year (+19.58% vs +6.10%).
About BOK Financial
BOKF stock →BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management.
Finance · Major Banks · 4,970 employees
About United Bankshares
UBSI stock →United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts.
Finance · Major Banks · 2,740 employees
BOKF vs UBSI FAQ
Which is bigger, BOK Financial or United Bankshares?
BOK Financial (BOKF) is larger, with a market capitalization of $7.62B compared with $6.19B for United Bankshares (UBSI).
Which stock has performed better over the past year, BOKF or UBSI?
UBSI returned +22.68% over the past 12 months, compared with +9.43% for BOKF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BOKF or UBSI?
BOKF has the lower trailing P/E at 11.8, versus 12.4 for UBSI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BOK Financial or United Bankshares?
United Bankshares has the higher yield at 3.32%, compared with 2.01% for BOK Financial.
Are BOK Financial and United Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.