MetaCap

Bank of the James Financial Group (BOTJ) vs Eagle Bancorp Montana (EBMT)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.

Summary

Bank of the James Financial Group (BOTJ) has outperformed Eagle Bancorp Montana (EBMT) over the past year, gaining 72.1% versus a gain of 23.1%. Over five years, BOTJ leads with a +84.5% price change compared with -7.0% for EBMT. Eagle Bancorp Montana is the larger company by market cap ($166.8 million vs $123.1 million), about 1.4 times the size.

On valuation, Eagle Bancorp Montana trades at a lower trailing P/E (10.3x vs 10.7x for Bank of the James Financial Group). Eagle Bancorp Montana offers the higher dividend yield (2.77% vs 1.48%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BOTJ+72.08%EBMT+23.15%
+83%+36%-11%
Oct 7, 20251 yearOct 7, 2026
BOTJ+78.19%EBMT-6.33%
+89%+17%-55%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BOTJ versus EBMT key metrics
MetricBOTJEBMT
Share price$27.09$20.94
Market cap$123.06M$166.76M
1-day change-0.68%-0.55%
YTD return+45.78%+5.20%
1-year return+72.08%+23.15%
5-year return+84.50%-6.96%
P/E ratio (TTM)10.7110.26
Forward P/E—9.71
EPS (TTM)$2.53$2.04
Dividend yield1.48%2.77%
Annual dividend$0.40$0.58
52-week high$29.79$24.66
52-week low$14.44$15.80
Distance from 52-week high-9.08%-15.11%
Average volume37.55K36.79K
Shares outstanding4.54M7.97M
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • BOTJ has outperformed EBMT by 48.9 percentage points over the past year.
  • Eagle Bancorp Montana offers a meaningfully higher dividend yield (2.77% vs 1.48%).

BOTJ vs EBMT FAQ

Which is bigger, Bank of the James Financial Group or Eagle Bancorp Montana?

Eagle Bancorp Montana (EBMT) is larger, with a market capitalization of $166.76M compared with $123.06M for Bank of the James Financial Group (BOTJ).

Which stock has performed better over the past year, BOTJ or EBMT?

BOTJ returned +72.08% over the past 12 months, compared with +23.15% for EBMT (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, BOTJ or EBMT?

EBMT has the lower trailing P/E at 10.3, versus 10.7 for BOTJ. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Bank of the James Financial Group or Eagle Bancorp Montana?

Eagle Bancorp Montana has the higher yield at 2.77%, compared with 1.48% for Bank of the James Financial Group.

Are Bank of the James Financial Group and Eagle Bancorp Montana in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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