Bank of the James Financial Group (BOTJ) vs SB Financial Group (SBFG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Bank of the James Financial Group (BOTJ) has outperformed SB Financial Group (SBFG) over the past year, gaining 71.2% versus a gain of 53.4%. Over five years, BOTJ leads with a +85.0% price change compared with +68.5% for SBFG. SB Financial Group is the larger company by market cap ($184.1 million vs $123.4 million), about 1.5 times the size.
On valuation, Bank of the James Financial Group trades at a lower trailing P/E (10.7x vs 11.0x for SB Financial Group). SB Financial Group offers the higher dividend yield (2.11% vs 1.47%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOTJ | SBFG |
|---|---|---|
| Share price | $27.16 | $29.45 |
| Market cap | $123.40M | $184.12M |
| 1-day change | +0.28% | +1.46% |
| YTD return | +46.18% | +32.22% |
| 1-year return | +71.25% | +53.36% |
| 5-year return | +85.01% | +68.49% |
| P/E ratio (TTM) | 10.74 | 11.03 |
| Forward P/E | — | 11.33 |
| EPS (TTM) | $2.53 | $2.67 |
| Dividend yield | 1.47% | 2.11% |
| Annual dividend | $0.40 | $0.62 |
| 52-week high | $29.79 | $32.93 |
| 52-week low | $14.44 | $18.16 |
| Distance from 52-week high | -8.83% | -10.58% |
| Analyst consensus | — | none |
| Avg. price target upside | — | -1.51% |
| Average volume | 37.65K | 17.02K |
| Shares outstanding | 4.54M | 6.25M |
| Employees | 162 | 258 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BOTJ has outperformed SBFG by 17.9 percentage points over the past year.
About Bank of the James Financial Group
BOTJ stock →Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.
Finance · Major Banks · 162 employees
About SB Financial Group
SBFG stock →SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking, trust and wealth management services, and title insurance to individual and corporate customers primarily in Ohio, Indiana, and Michigan.
Finance · Major Banks · 258 employees
BOTJ vs SBFG FAQ
Which is bigger, Bank of the James Financial Group or SB Financial Group?
SB Financial Group (SBFG) is larger, with a market capitalization of $184.12M compared with $123.40M for Bank of the James Financial Group (BOTJ).
Which stock has performed better over the past year, BOTJ or SBFG?
BOTJ returned +71.25% over the past 12 months, compared with +53.36% for SBFG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BOTJ or SBFG?
BOTJ has the lower trailing P/E at 10.7, versus 11.0 for SBFG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank of the James Financial Group or SB Financial Group?
SB Financial Group has the higher yield at 2.11%, compared with 1.47% for Bank of the James Financial Group.
Are Bank of the James Financial Group and SB Financial Group in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.