Bank of the James Financial Group (BOTJ) vs SR Bancorp (SRBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Bank of the James Financial Group (BOTJ) has outperformed SR Bancorp (SRBK) over the past year, gaining 72.1% versus a gain of 23.0%. SR Bancorp is the larger company by market cap ($133.7 million vs $123.1 million), about 1.1 times the size. On valuation, Bank of the James Financial Group trades at a lower trailing P/E (10.7x vs 41.6x for SR Bancorp).
Bank of the James Financial Group offers the higher dividend yield (1.48% vs 1.15%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOTJ | SRBK |
|---|---|---|
| Share price | $27.09 | $18.31 |
| Market cap | $123.06M | $133.73M |
| 1-day change | -0.68% | -0.97% |
| YTD return | +45.78% | +16.33% |
| 1-year return | +72.08% | +22.97% |
| 5-year return | +84.50% | — |
| P/E ratio (TTM) | 10.71 | 41.61 |
| Forward P/E | — | 22.33 |
| EPS (TTM) | $2.53 | $0.44 |
| Dividend yield | 1.48% | 1.15% |
| Annual dividend | $0.40 | $0.21 |
| 52-week high | $29.79 | $20.95 |
| 52-week low | $14.44 | $14.33 |
| Distance from 52-week high | -9.08% | -12.60% |
| Analyst consensus | — | none |
| Average volume | 37.65K | 23.40K |
| Shares outstanding | 4.54M | 7.30M |
| Employees | 162 | 115 |
| Sector | Finance | Finance |
| Industry | Major Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BOTJ has outperformed SRBK by 49.1 percentage points over the past year.
- SR Bancorp trades at a higher earnings multiple (41.6x vs 10.7x trailing P/E).
About Bank of the James Financial Group
BOTJ stock →Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.
Finance · Major Banks · 162 employees
About SR Bancorp
SRBK stock →SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey.
Finance · Banks · 115 employees
BOTJ vs SRBK FAQ
Which is bigger, Bank of the James Financial Group or SR Bancorp?
SR Bancorp (SRBK) is larger, with a market capitalization of $133.73M compared with $123.06M for Bank of the James Financial Group (BOTJ).
Which stock has performed better over the past year, BOTJ or SRBK?
BOTJ returned +72.08% over the past 12 months, compared with +22.97% for SRBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BOTJ or SRBK?
BOTJ has the lower trailing P/E at 10.7, versus 41.6 for SRBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank of the James Financial Group or SR Bancorp?
Bank of the James Financial Group has the higher yield at 1.48%, compared with 1.15% for SR Bancorp.
Are Bank of the James Financial Group and SR Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Bank of the James Financial Group and Banks for SR Bancorp.