Bowhead Specialty (BOW) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
UNIVERSAL INSURANCE HOLDINGS INC (UVE) has outperformed Bowhead Specialty (BOW) over the past year, gaining 51.0% versus a gain of 30.8%. UNIVERSAL INSURANCE HOLDINGS INC is the larger company by market cap ($1.26 billion vs $1.12 billion), about 1.1 times the size. On valuation, UNIVERSAL INSURANCE HOLDINGS INC trades at a lower forward P/E (10.1x vs 13.9x for Bowhead Specialty).
UNIVERSAL INSURANCE HOLDINGS INC pays a dividend yielding 1.41%, while Bowhead Specialty does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOW | UVE |
|---|---|---|
| Share price | $34.03 | $45.25 |
| Market cap | $1.12B | $1.26B |
| 1-day change | +0.74% | +4.00% |
| YTD return | +19.24% | +33.88% |
| 1-year return | +30.83% | +50.98% |
| 5-year return | — | +234.44% |
| P/E ratio (TTM) | 18.39 | 5.95 |
| Forward P/E | 13.89 | 10.06 |
| EPS (TTM) | $1.85 | $7.60 |
| Dividend yield | 0.00% | 1.41% |
| Annual dividend | $0.00 | $0.64 |
| 52-week high | $35.07 | $45.34 |
| 52-week low | $21.21 | $27.89 |
| Distance from 52-week high | -2.97% | -0.20% |
| Average volume | 329.57K | 189.47K |
| Shares outstanding | 32.94M | 27.83M |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UVE has outperformed BOW by 20.2 percentage points over the past year.
- Bowhead Specialty trades at a higher earnings multiple (18.4x vs 6.0x trailing P/E).
- UNIVERSAL INSURANCE HOLDINGS INC offers a meaningfully higher dividend yield (1.41% vs 0.00%).
BOW vs UVE FAQ
Which is bigger, Bowhead Specialty or UNIVERSAL INSURANCE HOLDINGS INC?
UNIVERSAL INSURANCE HOLDINGS INC (UVE) is larger, with a market capitalization of $1.26B compared with $1.12B for Bowhead Specialty (BOW).
Which stock has performed better over the past year, BOW or UVE?
UVE returned +50.98% over the past 12 months, compared with +30.83% for BOW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BOW or UVE?
UVE has the lower trailing P/E at 6.0, versus 18.4 for BOW. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bowhead Specialty or UNIVERSAL INSURANCE HOLDINGS INC?
UNIVERSAL INSURANCE HOLDINGS INC pays a dividend yielding 1.41%, while Bowhead Specialty does not currently pay a regular dividend.
Are Bowhead Specialty and UNIVERSAL INSURANCE HOLDINGS INC in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.