Ategrity Specialty Insurance (ASIC) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
UNIVERSAL INSURANCE HOLDINGS INC (UVE) has outperformed Ategrity Specialty Insurance (ASIC) over the past year, gaining 51.0% versus a gain of 42.7%. UNIVERSAL INSURANCE HOLDINGS INC is the larger company by market cap ($1.26 billion vs $1.22 billion), about 1.0 times the size. On valuation, UNIVERSAL INSURANCE HOLDINGS INC trades at a lower forward P/E (10.1x vs 10.1x for Ategrity Specialty Insurance).
UNIVERSAL INSURANCE HOLDINGS INC pays a dividend yielding 1.41%, while Ategrity Specialty Insurance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ASIC | UVE |
|---|---|---|
| Share price | $25.47 | $45.25 |
| Market cap | $1.22B | $1.26B |
| 1-day change | -0.16% | +4.00% |
| YTD return | +21.23% | +33.88% |
| 1-year return | +42.69% | +50.98% |
| 5-year return | — | +234.44% |
| P/E ratio (TTM) | 11.85 | 5.73 |
| Forward P/E | 10.13 | 10.06 |
| EPS (TTM) | $2.15 | $7.90 |
| Dividend yield | 0.00% | 1.41% |
| Annual dividend | $0.00 | $0.64 |
| 52-week high | $29.00 | $45.34 |
| 52-week low | $16.35 | $27.89 |
| Distance from 52-week high | -12.17% | -0.20% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +14.25% | -0.55% |
| Average volume | 73.36K | 189.16K |
| Shares outstanding | 47.93M | 27.83M |
| Employees | 203 | 929 |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Ategrity Specialty Insurance trades at a higher earnings multiple (11.8x vs 5.7x trailing P/E).
- UNIVERSAL INSURANCE HOLDINGS INC offers a meaningfully higher dividend yield (1.41% vs 0.00%).
About Ategrity Specialty Insurance
ASIC stock →Ategrity Specialty Insurance Company Holdings, through its subsidiaries, provides excess and surplus lines insurance and reinsurance products to small and medium-sized businesses in the United States. The company offers property and casualty insurance solutions, including general liability, commercial property, management liability, miscellaneous PL, allied healthcare, and architects and engineers insurance products to the retail, real estate, hospitality, and construction sectors.
Financial Services · Insurance - Property & Casualty · 203 employees
About UNIVERSAL INSURANCE HOLDINGS INC
UVE stock →Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages.
Financial Services · Insurance - Property & Casualty · 929 employees
ASIC vs UVE FAQ
Which is bigger, Ategrity Specialty Insurance or UNIVERSAL INSURANCE HOLDINGS INC?
UNIVERSAL INSURANCE HOLDINGS INC (UVE) is larger, with a market capitalization of $1.26B compared with $1.22B for Ategrity Specialty Insurance (ASIC).
Which stock has performed better over the past year, ASIC or UVE?
UVE returned +50.98% over the past 12 months, compared with +42.69% for ASIC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ASIC or UVE?
UVE has the lower trailing P/E at 5.7, versus 11.8 for ASIC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ategrity Specialty Insurance or UNIVERSAL INSURANCE HOLDINGS INC?
UNIVERSAL INSURANCE HOLDINGS INC pays a dividend yielding 1.41%, while Ategrity Specialty Insurance does not currently pay a regular dividend.
Are Ategrity Specialty Insurance and UNIVERSAL INSURANCE HOLDINGS INC in the same industry?
Yes. Both are classified in the Insurance - Property & Casualty industry within the Financial Services sector.