Sierra Bancorp (BSRR) vs Southern First Bancshares (SFST)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Southern First Bancshares (SFST) has outperformed Sierra Bancorp (BSRR) over the past year, gaining 39.9% versus a gain of 39.4%. Over five years, BSRR leads with a +63.1% price change compared with +11.9% for SFST. Southern First Bancshares is the larger company by market cap ($572.1 million vs $514.9 million), about 1.1 times the size.
On valuation, Southern First Bancshares trades at a lower forward P/E (9.8x vs 10.5x for Sierra Bancorp). Sierra Bancorp pays a dividend yielding 2.62%, while Southern First Bancshares does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BSRR | SFST |
|---|---|---|
| Share price | $39.72 | $60.40 |
| Market cap | $514.91M | $572.09M |
| 1-day change | +1.02% | +0.92% |
| YTD return | +21.54% | +17.24% |
| 1-year return | +39.37% | +39.88% |
| 5-year return | +63.05% | +11.85% |
| P/E ratio (TTM) | 11.68 | 13.02 |
| Forward P/E | 10.46 | 9.78 |
| EPS (TTM) | $3.40 | $4.64 |
| Dividend yield | 2.62% | 0.00% |
| Annual dividend | $1.04 | $0.00 |
| 52-week high | $43.13 | $65.09 |
| 52-week low | $26.49 | $40.90 |
| Distance from 52-week high | -7.91% | -7.21% |
| Analyst consensus | hold | none |
| Avg. price target upside | +8.26% | +13.41% |
| Average volume | 56.31K | 99.95K |
| Shares outstanding | 12.96M | 9.47M |
| Employees | 452 | 315 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Sierra Bancorp offers a meaningfully higher dividend yield (2.62% vs 0.00%).
About Sierra Bancorp
BSRR stock →Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts.
Finance · Major Banks · 452 employees
About Southern First Bancshares
SFST stock →Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia.
Finance · Major Banks · 315 employees
BSRR vs SFST FAQ
Which is bigger, Sierra Bancorp or Southern First Bancshares?
Southern First Bancshares (SFST) is larger, with a market capitalization of $572.09M compared with $514.91M for Sierra Bancorp (BSRR).
Which stock has performed better over the past year, BSRR or SFST?
SFST returned +39.88% over the past 12 months, compared with +39.37% for BSRR (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BSRR or SFST?
BSRR has the lower trailing P/E at 11.7, versus 13.0 for SFST. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Sierra Bancorp or Southern First Bancshares?
Sierra Bancorp pays a dividend yielding 2.62%, while Southern First Bancshares does not currently pay a regular dividend.
Are Sierra Bancorp and Southern First Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.