BV Financial (BVFL) vs Provident Financial (PROV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
BV Financial (BVFL) has outperformed Provident Financial (PROV) over the past year, gaining 41.9% versus a gain of 15.6%. Over five years, BVFL leads with a +67.6% price change compared with +9.1% for PROV. BV Financial is the larger company by market cap ($185.2 million vs $114.2 million), about 1.6 times the size.
On valuation, BV Financial trades at a lower trailing P/E (14.5x vs 17.8x for Provident Financial). Provident Financial pays a dividend yielding 3.06%, while BV Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BVFL | PROV |
|---|---|---|
| Share price | $21.86 | $18.32 |
| Market cap | $185.17M | $114.17M |
| 1-day change | +1.63% | -0.25% |
| YTD return | +20.51% | +15.12% |
| 1-year return | +41.86% | +15.55% |
| 5-year return | +67.58% | +9.08% |
| P/E ratio (TTM) | 14.48 | 17.78 |
| Forward P/E | — | 14.42 |
| EPS (TTM) | $1.51 | $1.03 |
| Dividend yield | 0.00% | 3.06% |
| Annual dividend | $0.00 | $0.56 |
| 52-week high | $22.17 | $18.99 |
| 52-week low | $14.60 | $14.95 |
| Distance from 52-week high | -1.40% | -3.55% |
| Average volume | 16.08K | 12.98K |
| Shares outstanding | 8.47M | 6.23M |
| Employees | 99 | — |
| Sector | Financial Services | Finance |
| Industry | Banks - Regional | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BVFL has outperformed PROV by 26.3 percentage points over the past year.
- Provident Financial offers a meaningfully higher dividend yield (3.06% vs 0.00%).
- The two companies sit in different sectors: BV Financial in Financial Services and Provident Financial in Finance.
About BV Financial
BVFL stock →BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States.
Financial Services · Banks - Regional · 99 employees
BVFL vs PROV FAQ
Which is bigger, BV Financial or Provident Financial?
BV Financial (BVFL) is larger, with a market capitalization of $185.17M compared with $114.17M for Provident Financial (PROV).
Which stock has performed better over the past year, BVFL or PROV?
BVFL returned +41.86% over the past 12 months, compared with +15.55% for PROV (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BVFL or PROV?
BVFL has the lower trailing P/E at 14.5, versus 17.8 for PROV. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BV Financial or Provident Financial?
Provident Financial pays a dividend yielding 3.06%, while BV Financial does not currently pay a regular dividend.
Are BV Financial and Provident Financial in the same industry?
No. BV Financial is in the Financial Services sector, while Provident Financial is in Finance.