ChoiceOne Financial Services (COFS) vs Private Bancorp of America (PBAM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Private Bancorp of America (PBAM) has outperformed ChoiceOne Financial Services (COFS) over the past year, gaining 43.8% versus a gain of 16.1%. Over five years, PBAM leads with a +246.1% price change compared with +32.8% for COFS. ChoiceOne Financial Services is the larger company by market cap ($500.5 million vs $495.3 million), about 1.0 times the size.
On valuation, ChoiceOne Financial Services trades at a lower forward P/E (9.0x vs 9.9x for Private Bancorp of America). ChoiceOne Financial Services pays a dividend yielding 3.44%, while Private Bancorp of America does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | COFS | PBAM |
|---|---|---|
| Share price | $33.47 | $86.50 |
| Market cap | $500.49M | $495.27M |
| 1-day change | +1.13% | +0.63% |
| YTD return | +12.09% | +49.42% |
| 1-year return | +16.15% | +43.77% |
| 5-year return | +32.84% | +246.05% |
| P/E ratio (TTM) | 9.12 | 11.23 |
| Forward P/E | 8.99 | 9.91 |
| EPS (TTM) | $3.67 | $7.70 |
| Dividend yield | 3.44% | 0.00% |
| Annual dividend | $1.15 | $0.00 |
| 52-week high | $35.40 | $92.09 |
| 52-week low | $26.10 | $54.45 |
| Distance from 52-week high | -5.47% | -6.07% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +10.56% | +11.56% |
| Average volume | 80.08K | 72.40K |
| Shares outstanding | 14.96M | 5.73M |
| Employees | 577 | — |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PBAM has outperformed COFS by 27.6 percentage points over the past year.
- ChoiceOne Financial Services offers a meaningfully higher dividend yield (3.44% vs 0.00%).
About ChoiceOne Financial Services
COFS stock →ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan.
Finance · Major Banks · 577 employees
About Private Bancorp of America
PBAM stock →Private Bancorp of America, Inc. operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California.
Finance · Major Banks
COFS vs PBAM FAQ
Which is bigger, ChoiceOne Financial Services or Private Bancorp of America?
ChoiceOne Financial Services (COFS) is larger, with a market capitalization of $500.49M compared with $495.27M for Private Bancorp of America (PBAM).
Which stock has performed better over the past year, COFS or PBAM?
PBAM returned +43.77% over the past 12 months, compared with +16.15% for COFS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, COFS or PBAM?
COFS has the lower trailing P/E at 9.1, versus 11.2 for PBAM. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, ChoiceOne Financial Services or Private Bancorp of America?
ChoiceOne Financial Services pays a dividend yielding 3.44%, while Private Bancorp of America does not currently pay a regular dividend.
Are ChoiceOne Financial Services and Private Bancorp of America in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.