Citigroup (C) vs PNC Financial Services Group (PNC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Citigroup (C) has outperformed PNC Financial Services Group (PNC) over the past year, gaining 30.2% versus a gain of 12.3%. Over five years, C leads with a +76.1% price change compared with +9.3% for PNC. Citigroup is the larger company by market cap ($213.57 billion vs $86.86 billion), about 2.5 times the size, while PNC Financial Services Group is growing revenue faster (+7.2% vs +5.6%).
On valuation, Citigroup trades at a lower forward P/E (9.8x vs 10.1x for PNC Financial Services Group). PNC Financial Services Group offers the higher dividend yield (3.12% vs 1.89%). PNC Financial Services Group converts more of its revenue into profit, with a net margin of 30.3% versus 16.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | C | PNC |
|---|---|---|
| Share price | $127.32 | $217.72 |
| Market cap | $213.57B | $86.86B |
| 1-day change | -0.93% | -1.11% |
| YTD return | +9.11% | +4.31% |
| 1-year return | +30.18% | +12.34% |
| 5-year return | +76.12% | +9.34% |
| P/E ratio (TTM) | 13.75 | 11.99 |
| Forward P/E | 9.84 | 10.15 |
| EPS (TTM) | $9.26 | $18.16 |
| Dividend yield | 1.89% | 3.12% |
| Annual dividend | $2.40 | $6.80 |
| Revenue (latest FY) | $85.22B | $23.10B |
| Revenue growth (YoY) | +5.58% | +7.16% |
| Net income (latest FY) | $14.31B | $7.00B |
| Net margin | 16.79% | 30.29% |
| 52-week high | $147.96 | $258.96 |
| 52-week low | $93.66 | $176.88 |
| Distance from 52-week high | -13.95% | -15.93% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +19.97% | +25.07% |
| Average volume | 10.20M | 1.76M |
| Shares outstanding | 1.68B | 398.94M |
| Employees | 219,000 | 55,704 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Citigroup is about 2.5 times larger than PNC Financial Services Group by market value ($213.57B vs $86.86B).
- C has outperformed PNC by 17.8 percentage points over the past year.
- PNC Financial Services Group offers a meaningfully higher dividend yield (3.12% vs 1.89%).
- PNC Financial Services Group is more profitable, keeping 30.3 cents of every revenue dollar as net income versus 16.8 cents for Citigroup.
About Citigroup
C stock →Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S.
Finance · Major Banks · 219,000 employees
About PNC Financial Services Group
PNC stock →The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States.
Finance · Major Banks · 55,704 employees
C vs PNC FAQ
Which is bigger, Citigroup or PNC Financial Services Group?
Citigroup (C) is larger, with a market capitalization of $213.57B compared with $86.86B for PNC Financial Services Group (PNC).
Which stock has performed better over the past year, C or PNC?
C returned +30.18% over the past 12 months, compared with +12.34% for PNC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, C or PNC?
PNC has the lower trailing P/E at 12.0, versus 13.7 for C. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Citigroup or PNC Financial Services Group?
PNC Financial Services Group has the higher yield at 3.12%, compared with 1.89% for Citigroup.
Are Citigroup and PNC Financial Services Group in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.