Camden National (CAC) vs TrustCo Bank NY (TRST)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
TrustCo Bank NY (TRST) has outperformed Camden National (CAC) over the past year, gaining 47.6% versus a gain of 45.1%. Over five years, TRST leads with a +66.5% price change compared with +16.3% for CAC. Camden National is the larger company by market cap ($945.6 million vs $923.9 million), about 1.0 times the size.
On valuation, Camden National trades at a lower forward P/E (9.7x vs 18.9x for TrustCo Bank NY). Camden National offers the higher dividend yield (3.00% vs 2.80%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CAC | TRST |
|---|---|---|
| Share price | $55.96 | $54.26 |
| Market cap | $945.56M | $923.93M |
| 1-day change | -1.41% | -1.58% |
| YTD return | +29.00% | +31.28% |
| 1-year return | +45.12% | +47.65% |
| 5-year return | +16.27% | +66.54% |
| P/E ratio (TTM) | 10.72 | 15.11 |
| Forward P/E | 9.75 | 18.91 |
| EPS (TTM) | $5.22 | $3.59 |
| Dividend yield | 3.00% | 2.80% |
| Annual dividend | $1.68 | $1.52 |
| 52-week high | $60.59 | $59.28 |
| 52-week low | $35.00 | $34.31 |
| Distance from 52-week high | -7.64% | -8.47% |
| Analyst consensus | none | — |
| Avg. price target upside | +6.50% | — |
| Average volume | 94.63K | 131.47K |
| Shares outstanding | 16.90M | 17.03M |
| Employees | 683 | 742 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TrustCo Bank NY trades at a higher earnings multiple (15.1x vs 10.7x trailing P/E).
About Camden National
CAC stock →Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in the United States. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system.
Finance · Major Banks · 683 employees
About TrustCo Bank NY
TRST stock →TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments.
Finance · Major Banks · 742 employees
CAC vs TRST FAQ
Which is bigger, Camden National or TrustCo Bank NY?
Camden National (CAC) is larger, with a market capitalization of $945.56M compared with $923.93M for TrustCo Bank NY (TRST).
Which stock has performed better over the past year, CAC or TRST?
TRST returned +47.65% over the past 12 months, compared with +45.12% for CAC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CAC or TRST?
CAC has the lower trailing P/E at 10.7, versus 15.1 for TRST. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Camden National or TrustCo Bank NY?
Camden National has the higher yield at 3.00%, compared with 2.80% for TrustCo Bank NY.
Are Camden National and TrustCo Bank NY in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.