Hanmi Financial (HAFC) vs TrustCo Bank NY (TRST)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
TrustCo Bank NY (TRST) has outperformed Hanmi Financial (HAFC) over the past year, gaining 47.6% versus a gain of 26.9%. Over five years, TRST leads with a +66.5% price change compared with +57.1% for HAFC. TrustCo Bank NY is the larger company by market cap ($932.4 million vs $927.3 million), about 1.0 times the size.
On valuation, Hanmi Financial trades at a lower forward P/E (9.2x vs 19.1x for TrustCo Bank NY). Hanmi Financial offers the higher dividend yield (3.52% vs 2.78%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HAFC | TRST |
|---|---|---|
| Share price | $31.28 | $54.76 |
| Market cap | $927.28M | $932.44M |
| 1-day change | -0.33% | +0.92% |
| YTD return | +15.70% | +31.28% |
| 1-year return | +26.88% | +47.65% |
| 5-year return | +57.08% | +66.54% |
| P/E ratio (TTM) | 10.57 | 15.25 |
| Forward P/E | 9.24 | 19.08 |
| EPS (TTM) | $2.96 | $3.59 |
| Dividend yield | 3.52% | 2.78% |
| Annual dividend | $1.10 | $1.52 |
| 52-week high | $33.50 | $59.28 |
| 52-week low | $22.85 | $34.31 |
| Distance from 52-week high | -6.64% | -7.62% |
| Analyst consensus | hold | — |
| Avg. price target upside | +9.51% | — |
| Average volume | 239.18K | 131.47K |
| Shares outstanding | 29.65M | 17.03M |
| Employees | 606 | 742 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TRST has outperformed HAFC by 20.8 percentage points over the past year.
- TrustCo Bank NY trades at a higher earnings multiple (15.3x vs 10.6x trailing P/E).
About Hanmi Financial
HAFC stock →Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit.
Finance · Major Banks · 606 employees
About TrustCo Bank NY
TRST stock →TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments.
Finance · Major Banks · 742 employees
HAFC vs TRST FAQ
Which is bigger, Hanmi Financial or TrustCo Bank NY?
TrustCo Bank NY (TRST) is larger, with a market capitalization of $932.44M compared with $927.28M for Hanmi Financial (HAFC).
Which stock has performed better over the past year, HAFC or TRST?
TRST returned +47.65% over the past 12 months, compared with +26.88% for HAFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HAFC or TRST?
HAFC has the lower trailing P/E at 10.6, versus 15.3 for TRST. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Hanmi Financial or TrustCo Bank NY?
Hanmi Financial has the higher yield at 3.52%, compared with 2.78% for TrustCo Bank NY.
Are Hanmi Financial and TrustCo Bank NY in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.