Carter Bankshares (CARE) vs HomeTrust Bancshares (HTB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Carter Bankshares (CARE) has outperformed HomeTrust Bancshares (HTB) over the past year, gaining 56.9% versus a gain of 15.8%. Over five years, CARE leads with a +108.0% price change compared with +59.4% for HTB. HomeTrust Bancshares is the larger company by market cap ($755.8 million vs $698.6 million), about 1.1 times the size.
On valuation, HomeTrust Bancshares trades at a lower forward P/E (10.4x vs 11.6x for Carter Bankshares). HomeTrust Bancshares offers the higher dividend yield (1.16% vs 0.33%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CARE | HTB |
|---|---|---|
| Share price | $30.16 | $45.71 |
| Market cap | $698.62M | $755.76M |
| 1-day change | -1.02% | -1.55% |
| YTD return | +54.98% | +8.13% |
| 1-year return | +56.90% | +15.79% |
| 5-year return | +107.99% | +59.44% |
| P/E ratio (TTM) | 5.20 | 12.00 |
| Forward P/E | 11.60 | 10.39 |
| EPS (TTM) | $5.80 | $3.81 |
| Dividend yield | 0.33% | 1.16% |
| Annual dividend | $0.10 | $0.53 |
| 52-week high | $36.06 | $52.50 |
| 52-week low | $16.78 | $38.30 |
| Distance from 52-week high | -16.36% | -12.93% |
| Analyst consensus | none | buy |
| Avg. price target upside | +16.31% | +20.87% |
| Average volume | 321.95K | 192.26K |
| Shares outstanding | 23.16M | 16.53M |
| Employees | 687 | 585 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CARE has outperformed HTB by 41.1 percentage points over the past year.
- HomeTrust Bancshares trades at a higher earnings multiple (12.0x vs 5.2x trailing P/E).
About Carter Bankshares
CARE stock →Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States.
Finance · Major Banks · 687 employees
About HomeTrust Bancshares
HTB stock →HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States.
Finance · Savings Institutions · 585 employees
CARE vs HTB FAQ
Which is bigger, Carter Bankshares or HomeTrust Bancshares?
HomeTrust Bancshares (HTB) is larger, with a market capitalization of $755.76M compared with $698.62M for Carter Bankshares (CARE).
Which stock has performed better over the past year, CARE or HTB?
CARE returned +56.90% over the past 12 months, compared with +15.79% for HTB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CARE or HTB?
CARE has the lower trailing P/E at 5.2, versus 12.0 for HTB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Carter Bankshares or HomeTrust Bancshares?
HomeTrust Bancshares has the higher yield at 1.16%, compared with 0.33% for Carter Bankshares.
Are Carter Bankshares and HomeTrust Bancshares in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Carter Bankshares and Savings Institutions for HomeTrust Bancshares.