Cathay General Bancorp (CATY) vs Texas Capital Bancshares (TCBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Cathay General Bancorp (CATY) has outperformed Texas Capital Bancshares (TCBI) over the past year, gaining 21.9% versus a gain of 7.1%. Over five years, TCBI leads with a +53.4% price change compared with +45.5% for CATY. Cathay General Bancorp is the larger company by market cap ($3.94 billion vs $3.94 billion), about 1.0 times the size, while Texas Capital Bancshares is growing revenue faster (+34.7% vs +2.9%).
On valuation, Cathay General Bancorp trades at a lower forward P/E (9.9x vs 11.0x for Texas Capital Bancshares). Cathay General Bancorp offers the higher dividend yield (2.50% vs 0.22%). Cathay General Bancorp converts more of its revenue into profit, with a net margin of 585.8% versus 26.3%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CATY | TCBI |
|---|---|---|
| Share price | $59.12 | $90.58 |
| Market cap | $3.94B | $3.94B |
| 1-day change | -0.81% | 0.00% |
| YTD return | +23.17% | +2.04% |
| 1-year return | +21.91% | +7.12% |
| 5-year return | +45.47% | +53.45% |
| P/E ratio (TTM) | 11.64 | 11.78 |
| Forward P/E | 9.94 | 11.00 |
| EPS (TTM) | $5.08 | $7.69 |
| Dividend yield | 2.50% | 0.22% |
| Annual dividend | $1.48 | $0.20 |
| Revenue (latest FY) | $53.79M | $1.26B |
| Revenue growth (YoY) | +2.93% | +34.69% |
| Net income (latest FY) | $315.12M | $330.24M |
| Net margin | 585.81% | 26.30% |
| 52-week high | $65.26 | $108.92 |
| 52-week low | $44.57 | $75.41 |
| Distance from 52-week high | -9.41% | -16.84% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +9.95% | +17.19% |
| Average volume | 464.53K | 494.04K |
| Shares outstanding | 66.71M | 43.47M |
| Employees | 1,268 | 1,785 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CATY has outperformed TCBI by 14.8 percentage points over the past year.
- Cathay General Bancorp offers a meaningfully higher dividend yield (2.50% vs 0.22%).
- Cathay General Bancorp is more profitable, keeping 585.8 cents of every revenue dollar as net income versus 26.3 cents for Texas Capital Bancshares.
- Texas Capital Bancshares grew revenue faster in its latest fiscal year (+34.69% vs +2.93%).
About Cathay General Bancorp
CATY stock →Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand deposits, time deposits, real estate, and consumer loans.
Finance · Major Banks · 1,268 employees
About Texas Capital Bancshares
TCBI stock →Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers.
Finance · Major Banks · 1,785 employees
CATY vs TCBI FAQ
Which is bigger, Cathay General Bancorp or Texas Capital Bancshares?
Cathay General Bancorp (CATY) is larger, with a market capitalization of $3.94B compared with $3.94B for Texas Capital Bancshares (TCBI).
Which stock has performed better over the past year, CATY or TCBI?
CATY returned +21.91% over the past 12 months, compared with +7.12% for TCBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CATY or TCBI?
CATY has the lower trailing P/E at 11.6, versus 11.8 for TCBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Cathay General Bancorp or Texas Capital Bancshares?
Cathay General Bancorp has the higher yield at 2.50%, compared with 0.22% for Texas Capital Bancshares.
Are Cathay General Bancorp and Texas Capital Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.