MetaCap

Texas Capital Bancshares (TCBI) vs WSFS Financial (WSFS)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

WSFS Financial (WSFS) has outperformed Texas Capital Bancshares (TCBI) over the past year, gaining 40.2% versus a gain of 7.1%. Over five years, TCBI leads with a +53.4% price change compared with +38.0% for WSFS. Texas Capital Bancshares is the larger company by market cap ($4.00 billion vs $3.87 billion), about 1.0 times the size.

On valuation, WSFS Financial trades at a lower forward P/E (10.7x vs 11.2x for Texas Capital Bancshares). WSFS Financial offers the higher dividend yield (0.94% vs 0.22%). WSFS Financial converts more of its revenue into profit, with a net margin of 27.0% versus 26.3%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

TCBI+7.12%WSFS+40.17%
+56%+21%-14%
Oct 8, 20251 yearOct 8, 2026
TCBI+48.13%WSFS+38.11%
+74%+12%-50%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

TCBI versus WSFS key metrics
MetricTCBIWSFS
Share price$92.12$75.24
Market cap$4.00B$3.87B
1-day change+0.02%-0.23%
YTD return+2.04%+36.51%
1-year return+7.12%+40.17%
5-year return+53.45%+37.99%
P/E ratio (TTM)11.9812.60
Forward P/E11.1910.74
EPS (TTM)$7.69$5.97
Dividend yield0.22%0.94%
Annual dividend$0.20$0.71
Revenue (latest FY)$1.26B$1.07B
Revenue growth (YoY)+34.69%+1.88%
Net income (latest FY)$330.24M$287.35M
Net margin26.30%26.96%
52-week high$108.92$82.94
52-week low$75.41$49.92
Distance from 52-week high-15.42%-9.29%
Analyst consensusholdbuy
Avg. price target upside+15.23%+17.53%
Average volume494.04K376.57K
Shares outstanding43.47M51.39M
Employees1,7852,391
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • WSFS has outperformed TCBI by 33.0 percentage points over the past year.
  • Texas Capital Bancshares grew revenue faster in its latest fiscal year (+34.69% vs +1.88%).

About Texas Capital Bancshares

TCBI stock →

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers.

Finance · Major Banks · 1,785 employees

About WSFS Financial

WSFS stock →

WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth and Trust segments.

Finance · Major Banks · 2,391 employees

TCBI vs WSFS FAQ

Which is bigger, Texas Capital Bancshares or WSFS Financial?

Texas Capital Bancshares (TCBI) is larger, with a market capitalization of $4.00B compared with $3.87B for WSFS Financial (WSFS).

Which stock has performed better over the past year, TCBI or WSFS?

WSFS returned +40.17% over the past 12 months, compared with +7.12% for TCBI (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, TCBI or WSFS?

TCBI has the lower trailing P/E at 12.0, versus 12.6 for WSFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Texas Capital Bancshares or WSFS Financial?

WSFS Financial has the higher yield at 0.94%, compared with 0.22% for Texas Capital Bancshares.

Are Texas Capital Bancshares and WSFS Financial in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

More comparisons