Chubb (CB) vs Cincinnati Financial (CINF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Chubb (CB) has outperformed Cincinnati Financial (CINF) over the past year, gaining 15.7% versus a loss of 2.5%. Over five years, CB leads with a +84.6% price change compared with +35.9% for CINF. Chubb is the larger company by market cap ($129.13 billion vs $24.80 billion), about 5.2 times the size, while Cincinnati Financial is growing revenue faster (+11.4% vs +6.5%).
On valuation, Chubb trades at a lower forward P/E (11.5x vs 17.8x for Cincinnati Financial). Cincinnati Financial offers the higher dividend yield (2.24% vs 1.17%). Cincinnati Financial converts more of its revenue into profit, with a net margin of 18.9% versus 17.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CB | CINF |
|---|---|---|
| Share price | $334.70 | $161.61 |
| Market cap | $129.13B | $24.80B |
| 1-day change | +0.15% | -0.90% |
| YTD return | +7.23% | -1.05% |
| 1-year return | +15.72% | -2.46% |
| 5-year return | +84.60% | +35.88% |
| P/E ratio (TTM) | 11.86 | 7.63 |
| Forward P/E | 11.45 | 17.84 |
| EPS (TTM) | $28.23 | $21.18 |
| Dividend yield | 1.17% | 2.24% |
| Annual dividend | $3.93 | $3.62 |
| Revenue (latest FY) | $59.40B | $12.63B |
| Revenue growth (YoY) | +6.54% | +11.41% |
| Net income (latest FY) | $10.31B | $2.39B |
| Net margin | 17.36% | 18.95% |
| 52-week high | $365.91 | $194.81 |
| 52-week low | $265.30 | $150.00 |
| Distance from 52-week high | -8.53% | -17.04% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +9.64% | +18.19% |
| Average volume | 1.78M | 687.50K |
| Shares outstanding | 385.80M | 153.48M |
| Employees | 45,000 | 5,705 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Chubb is about 5.2 times larger than Cincinnati Financial by market value ($129.13B vs $24.80B).
- CB has outperformed CINF by 18.2 percentage points over the past year.
- Chubb trades at a higher earnings multiple (11.9x vs 7.6x trailing P/E).
- Cincinnati Financial offers a meaningfully higher dividend yield (2.24% vs 1.17%).
About Chubb
CB stock →Chubb Limited provides insurance and reinsurance products worldwide. It operates in six segments: North America Commercial Property and Casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance.
Finance · Property-Casualty Insurers · 45,000 employees
About Cincinnati Financial
CINF stock →Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.
Finance · Property-Casualty Insurers · 5,705 employees
CB vs CINF FAQ
Which is bigger, Chubb or Cincinnati Financial?
Chubb (CB) is larger, with a market capitalization of $129.13B compared with $24.80B for Cincinnati Financial (CINF).
Which stock has performed better over the past year, CB or CINF?
CB returned +15.72% over the past 12 months, compared with -2.46% for CINF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CB or CINF?
CINF has the lower trailing P/E at 7.6, versus 11.9 for CB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Chubb or Cincinnati Financial?
Cincinnati Financial has the higher yield at 2.24%, compared with 1.17% for Chubb.
Are Chubb and Cincinnati Financial in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.