HCI Group (HCI) vs Kemper (KMPR)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
HCI Group (HCI) has outperformed Kemper (KMPR) over the past year, losing 5.2% versus a loss of 44.9%. Over five years, HCI leads with a +51.3% price change compared with -58.5% for KMPR. HCI Group is the larger company by market cap ($2.39 billion vs $1.62 billion), about 1.5 times the size.
On valuation, Kemper trades at a lower forward P/E (6.5x vs 9.9x for HCI Group). Kemper offers the higher dividend yield (4.66% vs 0.83%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HCI | KMPR |
|---|---|---|
| Share price | $192.35 | $27.47 |
| Market cap | $2.39B | $1.62B |
| 1-day change | +3.01% | +4.65% |
| YTD return | -2.59% | -32.24% |
| 1-year return | -5.22% | -44.86% |
| 5-year return | +51.27% | -58.47% |
| P/E ratio (TTM) | 8.29 | — |
| Forward P/E | 9.88 | 6.49 |
| EPS (TTM) | $23.20 | $-8.36 |
| Dividend yield | 0.83% | 4.66% |
| Annual dividend | $1.60 | $1.28 |
| 52-week high | $210.50 | $50.52 |
| 52-week low | $144.75 | $22.69 |
| Distance from 52-week high | -8.62% | -45.63% |
| Analyst consensus | buy | none |
| Avg. price target upside | +25.64% | +32.25% |
| Average volume | 160.82K | 871.07K |
| Shares outstanding | 12.44M | 58.87M |
| Employees | 594 | 7,300 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HCI has outperformed KMPR by 39.6 percentage points over the past year.
- Kemper offers a meaningfully higher dividend yield (4.66% vs 0.83%).
About HCI Group
HCI stock →HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments.
Finance · Property-Casualty Insurers · 594 employees
About Kemper
KMPR stock →Kemper Corporation, an insurance holding company, provides insurance products in the United States. It operates in two segments, Specialty Property & Casualty Insurance, and Life Insurance.
Finance · Property-Casualty Insurers · 7,300 employees
HCI vs KMPR FAQ
Which is bigger, HCI Group or Kemper?
HCI Group (HCI) is larger, with a market capitalization of $2.39B compared with $1.62B for Kemper (KMPR).
Which stock has performed better over the past year, HCI or KMPR?
HCI returned -5.22% over the past 12 months, compared with -44.86% for KMPR (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, HCI Group or Kemper?
Kemper has the higher yield at 4.66%, compared with 0.83% for HCI Group.
Are HCI Group and Kemper in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.