HCI Group (HCI) vs Stewart Information Services (STC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
HCI Group (HCI) has outperformed Stewart Information Services (STC) over the past year, losing 5.2% versus a loss of 25.9%. Over five years, HCI leads with a +51.3% price change compared with -26.3% for STC. HCI Group is the larger company by market cap ($2.38 billion vs $1.57 billion), about 1.5 times the size.
On valuation, Stewart Information Services trades at a lower forward P/E (7.3x vs 9.8x for HCI Group). Stewart Information Services offers the higher dividend yield (4.08% vs 0.84%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HCI | STC |
|---|---|---|
| Share price | $191.40 | $51.52 |
| Market cap | $2.38B | $1.57B |
| 1-day change | +2.51% | +2.22% |
| YTD return | -2.59% | -28.27% |
| 1-year return | -5.22% | -25.94% |
| 5-year return | +51.27% | -26.27% |
| P/E ratio (TTM) | 8.25 | 11.27 |
| Forward P/E | 9.83 | 7.31 |
| EPS (TTM) | $23.20 | $4.57 |
| Dividend yield | 0.84% | 4.08% |
| Annual dividend | $1.60 | $2.10 |
| 52-week high | $210.50 | $78.61 |
| 52-week low | $144.75 | $48.74 |
| Distance from 52-week high | -9.07% | -34.46% |
| Analyst consensus | buy | none |
| Avg. price target upside | +26.26% | +55.76% |
| Average volume | 160.82K | 256.36K |
| Shares outstanding | 12.44M | 30.52M |
| Employees | 594 | 8,100 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HCI has outperformed STC by 20.7 percentage points over the past year.
- Stewart Information Services trades at a higher earnings multiple (11.3x vs 8.2x trailing P/E).
- Stewart Information Services offers a meaningfully higher dividend yield (4.08% vs 0.84%).
About HCI Group
HCI stock →HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments.
Finance · Property-Casualty Insurers · 594 employees
About Stewart Information Services
STC stock →Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company engages in searching, examining, closing, and insuring the condition of the title to real property.
Finance · Specialty Insurers · 8,100 employees
HCI vs STC FAQ
Which is bigger, HCI Group or Stewart Information Services?
HCI Group (HCI) is larger, with a market capitalization of $2.38B compared with $1.57B for Stewart Information Services (STC).
Which stock has performed better over the past year, HCI or STC?
HCI returned -5.22% over the past 12 months, compared with -25.94% for STC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HCI or STC?
HCI has the lower trailing P/E at 8.2, versus 11.3 for STC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HCI Group or Stewart Information Services?
Stewart Information Services has the higher yield at 4.08%, compared with 0.84% for HCI Group.
Are HCI Group and Stewart Information Services in the same industry?
Both are in the Finance sector, but in different industries: Property-Casualty Insurers for HCI Group and Specialty Insurers for Stewart Information Services.