Capital Bancorp (CBNK) vs Midland States Bancorp (MSBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Midland States Bancorp (MSBI) has outperformed Capital Bancorp (CBNK) over the past year, gaining 96.7% versus a gain of 29.1%. Over five years, CBNK leads with a +59.5% price change compared with +29.2% for MSBI. Midland States Bancorp is the larger company by market cap ($675.7 million vs $637.7 million), about 1.1 times the size.
On valuation, Midland States Bancorp trades at a lower forward P/E (9.6x vs 10.1x for Capital Bancorp). Midland States Bancorp offers the higher dividend yield (3.93% vs 1.23%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CBNK | MSBI |
|---|---|---|
| Share price | $39.13 | $32.56 |
| Market cap | $637.66M | $675.69M |
| 1-day change | +0.62% | +0.96% |
| YTD return | +38.05% | +53.80% |
| 1-year return | +29.07% | +96.74% |
| 5-year return | +59.52% | +29.16% |
| P/E ratio (TTM) | 11.51 | 20.87 |
| Forward P/E | 10.13 | 9.60 |
| EPS (TTM) | $3.40 | $1.56 |
| Dividend yield | 1.23% | 3.93% |
| Annual dividend | $0.48 | $1.28 |
| 52-week high | $40.70 | $35.10 |
| 52-week low | $26.40 | $14.24 |
| Distance from 52-week high | -3.86% | -7.24% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +7.18% | +2.12% |
| Average volume | 82.50K | 173.19K |
| Shares outstanding | 16.30M | 20.75M |
| Employees | 434 | 839 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MSBI has outperformed CBNK by 67.7 percentage points over the past year.
- Midland States Bancorp trades at a higher earnings multiple (20.9x vs 11.5x trailing P/E).
- Midland States Bancorp offers a meaningfully higher dividend yield (3.93% vs 1.23%).
About Capital Bancorp
CBNK stock →Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States.
Finance · Major Banks · 434 employees
About Midland States Bancorp
MSBI stock →Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities.
Finance · Major Banks · 839 employees
CBNK vs MSBI FAQ
Which is bigger, Capital Bancorp or Midland States Bancorp?
Midland States Bancorp (MSBI) is larger, with a market capitalization of $675.69M compared with $637.66M for Capital Bancorp (CBNK).
Which stock has performed better over the past year, CBNK or MSBI?
MSBI returned +96.74% over the past 12 months, compared with +29.07% for CBNK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CBNK or MSBI?
CBNK has the lower trailing P/E at 11.5, versus 20.9 for MSBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capital Bancorp or Midland States Bancorp?
Midland States Bancorp has the higher yield at 3.93%, compared with 1.23% for Capital Bancorp.
Are Capital Bancorp and Midland States Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.