Capital City Bank Group (CCBG) vs South Plains Financial (SPFI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Capital City Bank Group (CCBG) has outperformed South Plains Financial (SPFI) over the past year, gaining 14.3% versus a gain of 11.1%. Over five years, CCBG leads with a +85.8% price change compared with +73.1% for SPFI. Capital City Bank Group is the larger company by market cap ($834.8 million vs $801.8 million), about 1.0 times the size.
On valuation, South Plains Financial trades at a lower forward P/E (10.2x vs 13.0x for Capital City Bank Group). Capital City Bank Group offers the higher dividend yield (2.17% vs 1.55%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CCBG | SPFI |
|---|---|---|
| Share price | $48.78 | $42.56 |
| Market cap | $834.79M | $801.79M |
| 1-day change | -0.97% | -0.47% |
| YTD return | +14.59% | +9.69% |
| 1-year return | +14.32% | +11.12% |
| 5-year return | +85.83% | +73.08% |
| P/E ratio (TTM) | 13.55 | 11.60 |
| Forward P/E | 13.01 | 10.21 |
| EPS (TTM) | $3.60 | $3.67 |
| Dividend yield | 2.17% | 1.55% |
| Annual dividend | $1.06 | $0.66 |
| 52-week high | $53.60 | $46.94 |
| 52-week low | $38.27 | $35.34 |
| Distance from 52-week high | -8.99% | -9.33% |
| Analyst consensus | none | none |
| Avg. price target upside | +5.92% | +19.24% |
| Average volume | 76.41K | 126.27K |
| Shares outstanding | 17.11M | 18.84M |
| Employees | 902 | 545 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About Capital City Bank Group
CCBG stock →Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients.
Finance · Major Banks · 902 employees
About South Plains Financial
SPFI stock →South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals.
Finance · Major Banks · 545 employees
CCBG vs SPFI FAQ
Which is bigger, Capital City Bank Group or South Plains Financial?
Capital City Bank Group (CCBG) is larger, with a market capitalization of $834.79M compared with $801.79M for South Plains Financial (SPFI).
Which stock has performed better over the past year, CCBG or SPFI?
CCBG returned +14.32% over the past 12 months, compared with +11.12% for SPFI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CCBG or SPFI?
SPFI has the lower trailing P/E at 11.6, versus 13.6 for CCBG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capital City Bank Group or South Plains Financial?
Capital City Bank Group has the higher yield at 2.17%, compared with 1.55% for South Plains Financial.
Are Capital City Bank Group and South Plains Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.