CF Bankshares (CFBK) vs FS Bancorp (FSBW)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
CF Bankshares (CFBK) has outperformed FS Bancorp (FSBW) over the past year, gaining 41.5% versus a gain of 14.0%. Over five years, CFBK leads with a +72.2% price change compared with +29.8% for FSBW. FS Bancorp is the larger company by market cap ($346.7 million vs $219.7 million), about 1.6 times the size.
On valuation, CF Bankshares trades at a lower forward P/E (8.1x vs 9.4x for FS Bancorp). FS Bancorp offers the higher dividend yield (2.59% vs 1.00%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFBK | FSBW |
|---|---|---|
| Share price | $33.84 | $44.10 |
| Market cap | $219.70M | $346.72M |
| 1-day change | -1.80% | -0.50% |
| YTD return | +35.63% | +7.12% |
| 1-year return | +41.47% | +13.95% |
| 5-year return | +72.21% | +29.78% |
| P/E ratio (TTM) | 11.63 | 10.21 |
| Forward P/E | 8.06 | 9.45 |
| EPS (TTM) | $2.91 | $4.32 |
| Dividend yield | 1.00% | 2.59% |
| Annual dividend | $0.34 | $1.14 |
| 52-week high | $38.11 | $45.85 |
| 52-week low | $22.10 | $36.66 |
| Distance from 52-week high | -11.20% | -3.82% |
| Analyst consensus | none | hold |
| Avg. price target upside | +18.20% | +2.04% |
| Average volume | 48.90K | 24.28K |
| Shares outstanding | 6.42M | 7.86M |
| Employees | 98 | 593 |
| Sector | Finance | Finance |
| Industry | Major Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CFBK has outperformed FSBW by 27.5 percentage points over the past year.
- FS Bancorp offers a meaningfully higher dividend yield (2.59% vs 1.00%).
About CF Bankshares
CFBK stock →CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services.
Finance · Major Banks · 98 employees
About FS Bancorp
FSBW stock →FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington.
Finance · Banks · 593 employees
CFBK vs FSBW FAQ
Which is bigger, CF Bankshares or FS Bancorp?
FS Bancorp (FSBW) is larger, with a market capitalization of $346.72M compared with $219.70M for CF Bankshares (CFBK).
Which stock has performed better over the past year, CFBK or FSBW?
CFBK returned +41.47% over the past 12 months, compared with +13.95% for FSBW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFBK or FSBW?
FSBW has the lower trailing P/E at 10.2, versus 11.6 for CFBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, CF Bankshares or FS Bancorp?
FS Bancorp has the higher yield at 2.59%, compared with 1.00% for CF Bankshares.
Are CF Bankshares and FS Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for CF Bankshares and Banks for FS Bancorp.