CF Bankshares (CFBK) vs Rhinebeck Bancorp (RBKB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Rhinebeck Bancorp (RBKB) has outperformed CF Bankshares (CFBK) over the past year, gaining 55.1% versus a gain of 40.7%. Over five years, CFBK leads with a +73.6% price change compared with +66.4% for RBKB. CF Bankshares is the larger company by market cap ($221.4 million vs $202.8 million), about 1.1 times the size.
On valuation, CF Bankshares trades at a lower trailing P/E (11.9x vs 14.4x for Rhinebeck Bancorp). CF Bankshares pays a dividend yielding 1.00%, while Rhinebeck Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFBK | RBKB |
|---|---|---|
| Share price | $34.11 | $12.97 |
| Market cap | $221.45M | $202.80M |
| 1-day change | -1.42% | -1.89% |
| YTD return | +36.71% | +50.74% |
| 1-year return | +40.66% | +55.13% |
| 5-year return | +73.59% | +66.38% |
| P/E ratio (TTM) | 11.89 | 14.41 |
| Forward P/E | 8.12 | — |
| EPS (TTM) | $2.87 | $0.90 |
| Dividend yield | 1.00% | 0.00% |
| Annual dividend | $0.34 | $0.00 |
| 52-week high | $38.11 | $13.29 |
| 52-week low | $22.10 | $6.74 |
| Distance from 52-week high | -10.50% | -2.37% |
| Analyst consensus | none | — |
| Avg. price target upside | +17.27% | — |
| Average volume | 49.10K | 153.57K |
| Shares outstanding | 6.42M | 15.64M |
| Employees | 98 | 158 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RBKB has outperformed CFBK by 14.5 percentage points over the past year.
About CF Bankshares
CFBK stock →CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services.
Financial Services · Banks - Regional · 98 employees
About Rhinebeck Bancorp
RBKB stock →Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York, the United States.
Financial Services · Banks - Regional · 158 employees
CFBK vs RBKB FAQ
Which is bigger, CF Bankshares or Rhinebeck Bancorp?
CF Bankshares (CFBK) is larger, with a market capitalization of $221.45M compared with $202.80M for Rhinebeck Bancorp (RBKB).
Which stock has performed better over the past year, CFBK or RBKB?
RBKB returned +55.13% over the past 12 months, compared with +40.66% for CFBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFBK or RBKB?
CFBK has the lower trailing P/E at 11.9, versus 14.4 for RBKB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, CF Bankshares or Rhinebeck Bancorp?
CF Bankshares pays a dividend yielding 1.00%, while Rhinebeck Bancorp does not currently pay a regular dividend.
Are CF Bankshares and Rhinebeck Bancorp in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.