Capitol Federal Financial (CFFN) vs Kearny Financial (KRNY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Kearny Financial (KRNY) has outperformed Capitol Federal Financial (CFFN) over the past year, gaining 37.0% versus a gain of 32.2%. Over five years, CFFN leads with a -28.9% price change compared with -30.4% for KRNY. Capitol Federal Financial is the larger company by market cap ($1.04 billion vs $575.5 million), about 1.8 times the size.
On valuation, Kearny Financial trades at a lower forward P/E (9.2x vs 10.9x for Capitol Federal Financial). Kearny Financial offers the higher dividend yield (4.83% vs 4.04%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFFN | KRNY |
|---|---|---|
| Share price | $8.42 | $9.11 |
| Market cap | $1.04B | $575.51M |
| 1-day change | -1.17% | -1.19% |
| YTD return | +23.64% | +22.94% |
| 1-year return | +32.18% | +36.99% |
| 5-year return | -28.95% | -30.35% |
| P/E ratio (TTM) | 12.95 | 15.98 |
| Forward P/E | 10.86 | 9.16 |
| EPS (TTM) | $0.65 | $0.57 |
| Dividend yield | 4.04% | 4.83% |
| Annual dividend | $0.34 | $0.44 |
| 52-week high | $9.26 | $10.24 |
| 52-week low | $5.97 | $6.23 |
| Distance from 52-week high | -9.07% | -11.04% |
| Analyst consensus | none | none |
| Avg. price target upside | +12.83% | +17.12% |
| Average volume | 889.15K | 574.38K |
| Shares outstanding | 123.37M | 63.17M |
| Employees | 604 | 502 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About Capitol Federal Financial
CFFN stock →Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States.
Finance · Savings Institutions · 604 employees
About Kearny Financial
KRNY stock →Kearny Financial Corp. operates as the holding company for Kearny Bank that provides banking products and services in the United States.
Finance · Savings Institutions · 502 employees
CFFN vs KRNY FAQ
Which is bigger, Capitol Federal Financial or Kearny Financial?
Capitol Federal Financial (CFFN) is larger, with a market capitalization of $1.04B compared with $575.51M for Kearny Financial (KRNY).
Which stock has performed better over the past year, CFFN or KRNY?
KRNY returned +36.99% over the past 12 months, compared with +32.18% for CFFN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFFN or KRNY?
CFFN has the lower trailing P/E at 13.0, versus 16.0 for KRNY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capitol Federal Financial or Kearny Financial?
Kearny Financial has the higher yield at 4.83%, compared with 4.04% for Capitol Federal Financial.
Are Capitol Federal Financial and Kearny Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.