Capitol Federal Financial (CFFN) vs Ponce Financial Group (PDLB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Ponce Financial Group (PDLB) has outperformed Capitol Federal Financial (CFFN) over the past year, gaining 37.7% versus a gain of 32.2%. Over five years, PDLB leads with a +92.1% price change compared with -28.9% for CFFN. Capitol Federal Financial is the larger company by market cap ($1.04 billion vs $485.7 million), about 2.1 times the size.
On valuation, Capitol Federal Financial trades at a lower forward P/E (10.9x vs 11.3x for Ponce Financial Group). Capitol Federal Financial pays a dividend yielding 4.04%, while Ponce Financial Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFFN | PDLB |
|---|---|---|
| Share price | $8.42 | $20.08 |
| Market cap | $1.04B | $485.69M |
| 1-day change | -1.17% | -1.28% |
| YTD return | +23.64% | +22.81% |
| 1-year return | +32.18% | +37.72% |
| 5-year return | -28.95% | +92.12% |
| P/E ratio (TTM) | 12.95 | 14.24 |
| Forward P/E | 10.86 | 11.34 |
| EPS (TTM) | $0.65 | $1.41 |
| Dividend yield | 4.04% | 0.00% |
| Annual dividend | $0.34 | $0.00 |
| 52-week high | $9.26 | $21.10 |
| 52-week low | $5.97 | $13.91 |
| Distance from 52-week high | -9.07% | -4.83% |
| Average volume | 887.56K | 74.76K |
| Shares outstanding | 123.37M | 24.19M |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Capitol Federal Financial is about 2.1 times larger than Ponce Financial Group by market value ($1.04B vs $485.69M).
- Capitol Federal Financial offers a meaningfully higher dividend yield (4.04% vs 0.00%).
CFFN vs PDLB FAQ
Which is bigger, Capitol Federal Financial or Ponce Financial Group?
Capitol Federal Financial (CFFN) is larger, with a market capitalization of $1.04B compared with $485.69M for Ponce Financial Group (PDLB).
Which stock has performed better over the past year, CFFN or PDLB?
PDLB returned +37.72% over the past 12 months, compared with +32.18% for CFFN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFFN or PDLB?
CFFN has the lower trailing P/E at 13.0, versus 14.2 for PDLB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capitol Federal Financial or Ponce Financial Group?
Capitol Federal Financial pays a dividend yielding 4.04%, while Ponce Financial Group does not currently pay a regular dividend.
Are Capitol Federal Financial and Ponce Financial Group in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.