Kearny Financial (KRNY) vs Ponce Financial Group (PDLB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Ponce Financial Group (PDLB) has outperformed Kearny Financial (KRNY) over the past year, gaining 37.7% versus a gain of 37.0%. Over five years, PDLB leads with a +92.1% price change compared with -30.4% for KRNY. Kearny Financial is the larger company by market cap ($575.5 million vs $485.7 million), about 1.2 times the size.
On valuation, Kearny Financial trades at a lower forward P/E (9.2x vs 11.3x for Ponce Financial Group). Kearny Financial pays a dividend yielding 4.83%, while Ponce Financial Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | KRNY | PDLB |
|---|---|---|
| Share price | $9.11 | $20.08 |
| Market cap | $575.51M | $485.69M |
| 1-day change | -1.19% | -1.28% |
| YTD return | +22.94% | +22.81% |
| 1-year return | +36.99% | +37.72% |
| 5-year return | -30.35% | +92.12% |
| P/E ratio (TTM) | 15.98 | 14.24 |
| Forward P/E | 9.16 | 11.34 |
| EPS (TTM) | $0.57 | $1.41 |
| Dividend yield | 4.83% | 0.00% |
| Annual dividend | $0.44 | $0.00 |
| 52-week high | $10.24 | $21.10 |
| 52-week low | $6.23 | $13.91 |
| Distance from 52-week high | -11.04% | -4.83% |
| Analyst consensus | none | none |
| Avg. price target upside | +17.12% | +19.52% |
| Average volume | 573.84K | 75.03K |
| Shares outstanding | 63.17M | 24.19M |
| Employees | 502 | 229 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Kearny Financial offers a meaningfully higher dividend yield (4.83% vs 0.00%).
About Kearny Financial
KRNY stock →Kearny Financial Corp. operates as the holding company for Kearny Bank that provides banking products and services in the United States.
Finance · Savings Institutions · 502 employees
About Ponce Financial Group
PDLB stock →Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services.
Finance · Savings Institutions · 229 employees
KRNY vs PDLB FAQ
Which is bigger, Kearny Financial or Ponce Financial Group?
Kearny Financial (KRNY) is larger, with a market capitalization of $575.51M compared with $485.69M for Ponce Financial Group (PDLB).
Which stock has performed better over the past year, KRNY or PDLB?
PDLB returned +37.72% over the past 12 months, compared with +36.99% for KRNY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, KRNY or PDLB?
PDLB has the lower trailing P/E at 14.2, versus 16.0 for KRNY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Kearny Financial or Ponce Financial Group?
Kearny Financial pays a dividend yielding 4.83%, while Ponce Financial Group does not currently pay a regular dividend.
Are Kearny Financial and Ponce Financial Group in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.