MetaCap

Capitol Federal Financial (CFFN) vs Metropolitan Bank (MCB)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Capitol Federal Financial (CFFN) has outperformed Metropolitan Bank (MCB) over the past year, gaining 34.4% versus a gain of 15.9%. Over five years, MCB leads with a -0.2% price change compared with -28.5% for CFFN. Metropolitan Bank is the larger company by market cap ($1.08 billion vs $1.04 billion), about 1.0 times the size.

On valuation, Metropolitan Bank trades at a lower forward P/E (7.8x vs 10.9x for Capitol Federal Financial). Capitol Federal Financial offers the higher dividend yield (4.01% vs 0.86%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CFFN+34.44%MCB+15.90%
+49%+16%-16%
Oct 8, 20251 yearOct 8, 2026
CFFN-28.28%MCB+0.76%
+32%-24%-81%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CFFN versus MCB key metrics
MetricCFFNMCB
Share price$8.47$87.49
Market cap$1.04B$1.08B
1-day change+0.59%+0.51%
YTD return+24.38%+14.58%
1-year return+34.44%+15.90%
5-year return-28.52%-0.18%
P/E ratio (TTM)13.0311.22
Forward P/E10.937.79
EPS (TTM)$0.65$7.80
Dividend yield4.01%0.86%
Annual dividend$0.34$0.75
52-week high$9.26$102.04
52-week low$5.97$64.66
Distance from 52-week high-8.53%-14.26%
Analyst consensusnonebuy
Avg. price target upside+12.16%+20.39%
Average volume903.26K131.13K
Shares outstanding123.37M12.40M
Employees604326
SectorFinanceFinance
IndustrySavings InstitutionsMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • CFFN has outperformed MCB by 18.5 percentage points over the past year.
  • Capitol Federal Financial offers a meaningfully higher dividend yield (4.01% vs 0.86%).

About Capitol Federal Financial

CFFN stock →

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States.

Finance · Savings Institutions · 604 employees

About Metropolitan Bank

MCB stock →

Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services.

Finance · Major Banks · 326 employees

CFFN vs MCB FAQ

Which is bigger, Capitol Federal Financial or Metropolitan Bank?

Metropolitan Bank (MCB) is larger, with a market capitalization of $1.08B compared with $1.04B for Capitol Federal Financial (CFFN).

Which stock has performed better over the past year, CFFN or MCB?

CFFN returned +34.44% over the past 12 months, compared with +15.90% for MCB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, CFFN or MCB?

MCB has the lower trailing P/E at 11.2, versus 13.0 for CFFN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Capitol Federal Financial or Metropolitan Bank?

Capitol Federal Financial has the higher yield at 4.01%, compared with 0.86% for Metropolitan Bank.

Are Capitol Federal Financial and Metropolitan Bank in the same industry?

Both are in the Finance sector, but in different industries: Savings Institutions for Capitol Federal Financial and Major Banks for Metropolitan Bank.

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