Capitol Federal Financial (CFFN) vs First Northern Community Bancorp (FNRN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Northern Community Bancorp (FNRN) has outperformed Capitol Federal Financial (CFFN) over the past year, gaining 44.7% versus a gain of 32.2%. Over five years, FNRN leads with a +110.2% price change compared with -28.9% for CFFN. Capitol Federal Financial is the larger company by market cap ($1.04 billion vs $283.6 million), about 3.7 times the size.
On valuation, Capitol Federal Financial trades at a lower trailing P/E (13.0x vs 13.3x for First Northern Community Bancorp). Capitol Federal Financial pays a dividend yielding 4.01%, while First Northern Community Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFFN | FNRN |
|---|---|---|
| Share price | $8.47 | $17.30 |
| Market cap | $1.04B | $283.64M |
| 1-day change | +0.59% | -1.37% |
| YTD return | +23.64% | +37.85% |
| 1-year return | +32.18% | +44.67% |
| 5-year return | -28.95% | +110.20% |
| P/E ratio (TTM) | 13.03 | 13.31 |
| Forward P/E | 10.93 | — |
| EPS (TTM) | $0.65 | $1.30 |
| Dividend yield | 4.01% | 0.00% |
| Annual dividend | $0.34 | $0.00 |
| 52-week high | $9.26 | $19.25 |
| 52-week low | $5.97 | $12.00 |
| Distance from 52-week high | -8.53% | -10.13% |
| Analyst consensus | none | — |
| Avg. price target upside | +12.16% | — |
| Average volume | 889.53K | 114.69K |
| Shares outstanding | 123.37M | 16.40M |
| Employees | 604 | 204 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Capitol Federal Financial is about 3.7 times larger than First Northern Community Bancorp by market value ($1.04B vs $283.64M).
- FNRN has outperformed CFFN by 12.5 percentage points over the past year.
- Capitol Federal Financial offers a meaningfully higher dividend yield (4.01% vs 0.00%).
About Capitol Federal Financial
CFFN stock →Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States.
Finance · Savings Institutions · 604 employees
About First Northern Community Bancorp
FNRN stock →First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits.
Finance · Savings Institutions · 204 employees
CFFN vs FNRN FAQ
Which is bigger, Capitol Federal Financial or First Northern Community Bancorp?
Capitol Federal Financial (CFFN) is larger, with a market capitalization of $1.04B compared with $283.64M for First Northern Community Bancorp (FNRN).
Which stock has performed better over the past year, CFFN or FNRN?
FNRN returned +44.67% over the past 12 months, compared with +32.18% for CFFN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFFN or FNRN?
CFFN has the lower trailing P/E at 13.0, versus 13.3 for FNRN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capitol Federal Financial or First Northern Community Bancorp?
Capitol Federal Financial pays a dividend yielding 4.01%, while First Northern Community Bancorp does not currently pay a regular dividend.
Are Capitol Federal Financial and First Northern Community Bancorp in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.