City (CHCO) vs 1st Source (SRCE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
1st Source (SRCE) has outperformed City (CHCO) over the past year, gaining 39.4% versus a gain of 14.2%. Over five years, CHCO leads with a +83.0% price change compared with +75.7% for SRCE. 1st Source is the larger company by market cap ($2.03 billion vs $1.97 billion), about 1.0 times the size.
On valuation, 1st Source trades at a lower forward P/E (11.4x vs 14.5x for City). City offers the higher dividend yield (2.48% vs 0.95%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CHCO | SRCE |
|---|---|---|
| Share price | $140.06 | $84.44 |
| Market cap | $1.97B | $2.03B |
| 1-day change | -1.07% | -1.55% |
| YTD return | +17.50% | +35.13% |
| 1-year return | +14.23% | +39.39% |
| 5-year return | +83.04% | +75.73% |
| P/E ratio (TTM) | 15.32 | 12.13 |
| Forward P/E | 14.50 | 11.42 |
| EPS (TTM) | $9.14 | $6.96 |
| Dividend yield | 2.48% | 0.95% |
| Annual dividend | $3.48 | $0.80 |
| 52-week high | $148.99 | $91.46 |
| 52-week low | $113.21 | $56.89 |
| Distance from 52-week high | -5.99% | -7.68% |
| Analyst consensus | hold | none |
| Avg. price target upside | +1.67% | +6.19% |
| Average volume | 121.42K | 119.72K |
| Shares outstanding | 14.05M | 24.08M |
| Employees | 924 | 1,190 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SRCE has outperformed CHCO by 25.2 percentage points over the past year.
- City trades at a higher earnings multiple (15.3x vs 12.1x trailing P/E).
- City offers a meaningfully higher dividend yield (2.48% vs 0.95%).
About City
CHCO stock →City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts.
Finance · Major Banks · 924 employees
About 1st Source
SRCE stock →1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients in the United States. The company's consumer banking services, which include checking and savings accounts; certificates of deposit; health savings and individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards.
Finance · Major Banks · 1,190 employees
CHCO vs SRCE FAQ
Which is bigger, City or 1st Source?
1st Source (SRCE) is larger, with a market capitalization of $2.03B compared with $1.97B for City (CHCO).
Which stock has performed better over the past year, CHCO or SRCE?
SRCE returned +39.39% over the past 12 months, compared with +14.23% for CHCO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CHCO or SRCE?
SRCE has the lower trailing P/E at 12.1, versus 15.3 for CHCO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, City or 1st Source?
City has the higher yield at 2.48%, compared with 0.95% for 1st Source.
Are City and 1st Source in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.