MetaCap

City (CHCO) vs Enterprise Financial Services (EFSC)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.

Summary

City (CHCO) has outperformed Enterprise Financial Services (EFSC) over the past year, gaining 14.2% versus a gain of 2.2%. Over five years, CHCO leads with a +83.0% price change compared with +22.5% for EFSC. Enterprise Financial Services is the larger company by market cap ($2.13 billion vs $1.97 billion), about 1.1 times the size.

On valuation, Enterprise Financial Services trades at a lower forward P/E (9.9x vs 14.5x for City). City offers the higher dividend yield (2.48% vs 2.21%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CHCO+14.23%EFSC+2.21%
+22%+6%-11%
Oct 7, 20251 yearOct 7, 2026
CHCO+77.13%EFSC+22.94%
+92%+29%-33%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CHCO versus EFSC key metrics
MetricCHCOEFSC
Share price$140.06$58.74
Market cap$1.97B$2.13B
1-day change-1.07%-1.46%
YTD return+17.50%+8.78%
1-year return+14.23%+2.21%
5-year return+83.04%+22.53%
P/E ratio (TTM)15.3211.68
Forward P/E14.509.94
EPS (TTM)$9.14$5.03
Dividend yield2.48%2.21%
Annual dividend$3.48$1.30
52-week high$148.99$68.73
52-week low$113.21$51.18
Distance from 52-week high-5.99%-14.54%
Analyst consensusholdbuy
Avg. price target upside+1.67%+20.87%
Average volume123.68K246.38K
Shares outstanding14.05M36.19M
Employees9241,370
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • CHCO has outperformed EFSC by 12.0 percentage points over the past year.
  • City trades at a higher earnings multiple (15.3x vs 11.7x trailing P/E).

About City

CHCO stock →

City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts.

Finance · Major Banks · 924 employees

About Enterprise Financial Services

EFSC stock →

Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit.

Finance · Major Banks · 1,370 employees

CHCO vs EFSC FAQ

Which is bigger, City or Enterprise Financial Services?

Enterprise Financial Services (EFSC) is larger, with a market capitalization of $2.13B compared with $1.97B for City (CHCO).

Which stock has performed better over the past year, CHCO or EFSC?

CHCO returned +14.23% over the past 12 months, compared with +2.21% for EFSC (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, CHCO or EFSC?

EFSC has the lower trailing P/E at 11.7, versus 15.3 for CHCO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, City or Enterprise Financial Services?

City has the higher yield at 2.48%, compared with 2.21% for Enterprise Financial Services.

Are City and Enterprise Financial Services in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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