City (CHCO) vs WaFd (WAFD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
City (CHCO) has outperformed WaFd (WAFD) over the past year, gaining 15.1% versus a gain of 2.0%. Over five years, CHCO leads with a +83.8% price change compared with -17.4% for WAFD. WaFd is the larger company by market cap ($2.20 billion vs $1.98 billion), about 1.1 times the size.
On valuation, WaFd trades at a lower forward P/E (8.5x vs 14.6x for City). WaFd offers the higher dividend yield (3.60% vs 2.47%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CHCO | WAFD |
|---|---|---|
| Share price | $140.61 | $29.74 |
| Market cap | $1.98B | $2.20B |
| 1-day change | +0.39% | +0.92% |
| YTD return | +17.96% | -7.15% |
| 1-year return | +15.07% | +1.99% |
| 5-year return | +83.76% | -17.43% |
| P/E ratio (TTM) | 15.30 | 9.38 |
| Forward P/E | 14.56 | 8.47 |
| EPS (TTM) | $9.19 | $3.17 |
| Dividend yield | 2.47% | 3.60% |
| Annual dividend | $3.48 | $1.07 |
| 52-week high | $148.99 | $39.49 |
| 52-week low | $113.21 | $26.31 |
| Distance from 52-week high | -5.62% | -24.69% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +1.27% | +16.01% |
| Average volume | 122.11K | 896.77K |
| Shares outstanding | 14.05M | 74.01M |
| Employees | 924 | 2,055 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CHCO has outperformed WAFD by 13.1 percentage points over the past year.
- City trades at a higher earnings multiple (15.3x vs 9.4x trailing P/E).
- WaFd offers a meaningfully higher dividend yield (3.60% vs 2.47%).
About City
CHCO stock →City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts.
Finance · Major Banks · 924 employees
About WaFd
WAFD stock →WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States.
Finance · Major Banks · 2,055 employees
CHCO vs WAFD FAQ
Which is bigger, City or WaFd?
WaFd (WAFD) is larger, with a market capitalization of $2.20B compared with $1.98B for City (CHCO).
Which stock has performed better over the past year, CHCO or WAFD?
CHCO returned +15.07% over the past 12 months, compared with +1.99% for WAFD (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CHCO or WAFD?
WAFD has the lower trailing P/E at 9.4, versus 15.3 for CHCO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, City or WaFd?
WaFd has the higher yield at 3.60%, compared with 2.47% for City.
Are City and WaFd in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.