Chime Financial (CHYM) vs Rocket Companies (RKT)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Chime Financial (CHYM) has outperformed Rocket Companies (RKT) over the past year, gaining 35.6% versus a loss of 27.5%. Rocket Companies is the larger company by market cap ($33.30 billion vs $10.96 billion), about 3.0 times the size. On valuation, Rocket Companies trades at a lower forward P/E (13.8x vs 18.0x for Chime Financial).
Rocket Companies converts more of its revenue into profit, with a net margin of -1.0% versus -46.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CHYM | RKT |
|---|---|---|
| Share price | $28.96 | $11.76 |
| Market cap | $10.96B | $33.30B |
| 1-day change | +3.69% | +2.80% |
| YTD return | +15.06% | -39.26% |
| 1-year return | +35.64% | -27.50% |
| 5-year return | — | -28.64% |
| P/E ratio (TTM) | 32.91 | — |
| Forward P/E | 17.99 | 13.79 |
| EPS (TTM) | $0.88 | — |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $2.19B | $6.70B |
| Revenue growth (YoY) | +30.69% | +31.25% |
| Net income (latest FY) | $-1.01B | $-68.00M |
| Gross margin | 87.97% | — |
| Operating margin | -47.56% | — |
| Net margin | -46.18% | -1.02% |
| 52-week high | $35.55 | $24.36 |
| 52-week low | $15.88 | $10.99 |
| Distance from 52-week high | -18.54% | -51.72% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +36.08% | +45.66% |
| Average volume | 7.44M | 30.81M |
| Shares outstanding | 347.02M | 1.91B |
| Employees | 1,519 | 23,500 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Rocket Companies is about 3.0 times larger than Chime Financial by market value ($33.30B vs $10.96B).
- CHYM has outperformed RKT by 63.1 percentage points over the past year.
- Rocket Companies is more profitable, keeping -1.0 cents of every revenue dollar as net income versus -46.2 cents for Chime Financial.
About Chime Financial
CHYM stock →Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations.
Finance · Finance: Consumer Services · 1,519 employees
About Rocket Companies
RKT stock →Rocket Companies, Inc., a fintech company, engages in the mortgage, real estate, and personal finance businesses in the United States and Canada. It operates in two segments, Direct to Consumer and Partner Network.
Finance · Finance: Consumer Services · 23,500 employees
CHYM vs RKT FAQ
Which is bigger, Chime Financial or Rocket Companies?
Rocket Companies (RKT) is larger, with a market capitalization of $33.30B compared with $10.96B for Chime Financial (CHYM).
Which stock has performed better over the past year, CHYM or RKT?
CHYM returned +35.64% over the past 12 months, compared with -27.50% for RKT (price return, excluding dividends). Past performance does not predict future results.
Are Chime Financial and Rocket Companies in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.