Catalyst Bancorp (CLST) vs Summit State Bank (SSBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Catalyst Bancorp (CLST) has outperformed Summit State Bank (SSBI) over the past year, gaining 26.3% versus a gain of 1.7%. Over five years, CLST leads with a +21.0% price change compared with -25.6% for SSBI. Summit State Bank is the larger company by market cap ($82.7 million vs $67.8 million), about 1.2 times the size.
On valuation, Catalyst Bancorp trades at a lower trailing P/E (30.0x vs 37.0x for Summit State Bank).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CLST | SSBI |
|---|---|---|
| Share price | $16.80 | $12.22 |
| Market cap | $67.77M | $82.69M |
| 1-day change | -0.88% | -3.48% |
| YTD return | +6.67% | +5.07% |
| 1-year return | +26.32% | +1.75% |
| 5-year return | +20.95% | -25.57% |
| P/E ratio (TTM) | 30.00 | 37.03 |
| EPS (TTM) | $0.56 | $0.33 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $20.50 | $14.00 |
| 52-week low | $13.20 | $10.35 |
| Distance from 52-week high | -18.05% | -12.71% |
| Average volume | 2.78K | 4.88K |
| Shares outstanding | 4.03M | 6.77M |
| Employees | 49 | 103 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CLST has outperformed SSBI by 24.6 percentage points over the past year.
About Catalyst Bancorp
CLST stock →Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana.
Finance · Savings Institutions · 49 employees
About Summit State Bank
SSBI stock →Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts.
Finance · Major Banks · 103 employees
CLST vs SSBI FAQ
Which is bigger, Catalyst Bancorp or Summit State Bank?
Summit State Bank (SSBI) is larger, with a market capitalization of $82.69M compared with $67.77M for Catalyst Bancorp (CLST).
Which stock has performed better over the past year, CLST or SSBI?
CLST returned +26.32% over the past 12 months, compared with +1.75% for SSBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CLST or SSBI?
CLST has the lower trailing P/E at 30.0, versus 37.0 for SSBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Catalyst Bancorp and Summit State Bank in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for Catalyst Bancorp and Major Banks for Summit State Bank.