Catalyst Bancorp (CLST) vs United Bancorp (UBCP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Catalyst Bancorp (CLST) has outperformed United Bancorp (UBCP) over the past year, gaining 27.4% versus a gain of 9.4%. Over five years, CLST leads with a +22.0% price change compared with -4.0% for UBCP. United Bancorp is the larger company by market cap ($84.1 million vs $67.8 million), about 1.2 times the size.
On valuation, United Bancorp trades at a lower trailing P/E (10.6x vs 30.0x for Catalyst Bancorp). United Bancorp pays a dividend yielding 5.22%, while Catalyst Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CLST | UBCP |
|---|---|---|
| Share price | $16.80 | $14.66 |
| Market cap | $67.77M | $84.08M |
| 1-day change | -0.88% | +1.10% |
| YTD return | +7.62% | +1.05% |
| 1-year return | +27.44% | +9.43% |
| 5-year return | +22.03% | -3.97% |
| P/E ratio (TTM) | 30.00 | 10.62 |
| Forward P/E | — | 9.05 |
| EPS (TTM) | $0.56 | $1.38 |
| Dividend yield | 0.00% | 5.22% |
| Annual dividend | $0.00 | $0.765 |
| 52-week high | $20.50 | $17.34 |
| 52-week low | $13.20 | $12.55 |
| Distance from 52-week high | -18.05% | -15.46% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +36.43% |
| Average volume | 2.71K | 5.78K |
| Shares outstanding | 4.03M | 5.74M |
| Employees | 49 | 125 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CLST has outperformed UBCP by 18.0 percentage points over the past year.
- Catalyst Bancorp trades at a higher earnings multiple (30.0x vs 10.6x trailing P/E).
- United Bancorp offers a meaningfully higher dividend yield (5.22% vs 0.00%).
About Catalyst Bancorp
CLST stock →Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana.
Finance · Savings Institutions · 49 employees
About United Bancorp
UBCP stock →United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio.
Finance · Major Banks · 125 employees
CLST vs UBCP FAQ
Which is bigger, Catalyst Bancorp or United Bancorp?
United Bancorp (UBCP) is larger, with a market capitalization of $84.08M compared with $67.77M for Catalyst Bancorp (CLST).
Which stock has performed better over the past year, CLST or UBCP?
CLST returned +27.44% over the past 12 months, compared with +9.43% for UBCP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CLST or UBCP?
UBCP has the lower trailing P/E at 10.6, versus 30.0 for CLST. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Catalyst Bancorp or United Bancorp?
United Bancorp pays a dividend yielding 5.22%, while Catalyst Bancorp does not currently pay a regular dividend.
Are Catalyst Bancorp and United Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for Catalyst Bancorp and Major Banks for United Bancorp.