Corpay (CPAY) vs Fiserv (FISV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Corpay (CPAY) has outperformed Fiserv (FISV) over the past year, gaining 37.6% versus a loss of 63.7%. Over five years, CPAY leads with a +47.7% price change compared with -58.2% for FISV. Corpay is the larger company by market cap ($26.13 billion vs $24.26 billion), about 1.1 times the size.
On valuation, Fiserv trades at a lower forward P/E (5.7x vs 12.6x for Corpay). Corpay converts more of its revenue into profit, with a net margin of 23.6% versus 16.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CPAY | FISV |
|---|---|---|
| Share price | $397.92 | $45.63 |
| Market cap | $26.13B | $24.26B |
| 1-day change | -1.03% | -0.67% |
| YTD return | +33.61% | -31.61% |
| 1-year return | +37.57% | -63.69% |
| 5-year return | +47.68% | -58.16% |
| P/E ratio (TTM) | 24.19 | 8.76 |
| Forward P/E | 12.63 | 5.70 |
| EPS (TTM) | $16.45 | $5.21 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $4.53B | $21.19B |
| Revenue growth (YoY) | +13.93% | +3.60% |
| Net income (latest FY) | $1.07B | $3.48B |
| Operating margin | 44.04% | 27.45% |
| Net margin | 23.62% | 16.42% |
| 52-week high | $427.46 | $128.78 |
| 52-week low | $252.84 | $43.87 |
| Distance from 52-week high | -6.91% | -64.57% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +15.85% | +30.57% |
| Average volume | 503.63K | 7.23M |
| Shares outstanding | 65.66M | 531.77M |
| Employees | 11,800 | — |
| Sector | Consumer Discretionary | Consumer Discretionary |
| Industry | Business Services | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CPAY has outperformed FISV by 101.3 percentage points over the past year.
- Corpay trades at a higher earnings multiple (24.2x vs 8.8x trailing P/E).
- Corpay is more profitable, keeping 23.6 cents of every revenue dollar as net income versus 16.4 cents for Fiserv.
- Corpay grew revenue faster in its latest fiscal year (+13.93% vs +3.60%).
About Corpay
CPAY stock →Corpay, Inc. operates as a payments company that helps businesses and consumers to manage and pay their expenses.
Consumer Discretionary · Business Services · 11,800 employees
CPAY vs FISV FAQ
Which is bigger, Corpay or Fiserv?
Corpay (CPAY) is larger, with a market capitalization of $26.13B compared with $24.26B for Fiserv (FISV).
Which stock has performed better over the past year, CPAY or FISV?
CPAY returned +37.57% over the past 12 months, compared with -63.69% for FISV (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CPAY or FISV?
FISV has the lower trailing P/E at 8.8, versus 24.2 for CPAY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Corpay and Fiserv in the same industry?
Yes. Both are classified in the Business Services industry within the Consumer Discretionary sector.