Central Plains Bancshares (CPBI) vs Summit State Bank (SSBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Central Plains Bancshares (CPBI) has outperformed Summit State Bank (SSBI) over the past year, gaining 22.2% versus a gain of 5.5%. Summit State Bank is the larger company by market cap ($82.2 million vs $77.6 million), about 1.1 times the size. On valuation, Central Plains Bancshares trades at a lower trailing P/E (16.9x vs 36.8x for Summit State Bank).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CPBI | SSBI |
|---|---|---|
| Share price | $19.97 | $12.15 |
| Market cap | $77.65M | $82.21M |
| 1-day change | -0.15% | -4.03% |
| YTD return | +18.20% | +8.86% |
| 1-year return | +22.17% | +5.50% |
| 5-year return | — | -25.57% |
| P/E ratio (TTM) | 16.92 | 36.82 |
| EPS (TTM) | $1.18 | $0.33 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $21.84 | $14.00 |
| 52-week low | $15.56 | $10.35 |
| Distance from 52-week high | -8.54% | -13.21% |
| Average volume | 2.94K | 5.01K |
| Shares outstanding | 3.89M | 6.77M |
| Employees | 68 | 103 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CPBI has outperformed SSBI by 16.7 percentage points over the past year.
- Summit State Bank trades at a higher earnings multiple (36.8x vs 16.9x trailing P/E).
About Central Plains Bancshares
CPBI stock →Central Plains Bancshares, Inc. operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that operates as a federally chartered stock savings and loan association in Nebraska, the United States.
Finance · Savings Institutions · 68 employees
About Summit State Bank
SSBI stock →Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts.
Finance · Major Banks · 103 employees
CPBI vs SSBI FAQ
Which is bigger, Central Plains Bancshares or Summit State Bank?
Summit State Bank (SSBI) is larger, with a market capitalization of $82.21M compared with $77.65M for Central Plains Bancshares (CPBI).
Which stock has performed better over the past year, CPBI or SSBI?
CPBI returned +22.17% over the past 12 months, compared with +5.50% for SSBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CPBI or SSBI?
CPBI has the lower trailing P/E at 16.9, versus 36.8 for SSBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Central Plains Bancshares and Summit State Bank in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for Central Plains Bancshares and Major Banks for Summit State Bank.