Consumer Portfolio Services (CPSS) vs Finance of America Companies (FOA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Consumer Portfolio Services (CPSS) has outperformed Finance of America Companies (FOA) over the past year, gaining 20.4% versus a loss of 41.0%. Over five years, CPSS leads with a +48.5% price change compared with -72.8% for FOA. Finance of America Companies is the larger company by market cap ($222.9 million vs $206.6 million), about 1.1 times the size.
On valuation, Finance of America Companies trades at a lower forward P/E (2.5x vs 6.5x for Consumer Portfolio Services).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CPSS | FOA |
|---|---|---|
| Share price | $9.43 | $12.88 |
| Market cap | $206.57M | $222.91M |
| 1-day change | -0.32% | -0.69% |
| YTD return | +1.39% | -46.43% |
| 1-year return | +20.36% | -41.05% |
| 5-year return | +48.51% | -72.75% |
| P/E ratio (TTM) | 10.36 | — |
| Forward P/E | 6.50 | 2.52 |
| EPS (TTM) | $0.91 | $-2.11 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $10.49 | $29.79 |
| 52-week low | $7.39 | $12.15 |
| Distance from 52-week high | -10.10% | -56.76% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +140.68% |
| Average volume | 23.55K | 61.66K |
| Shares outstanding | 21.91M | 9.22M |
| Employees | 994 | 782 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CPSS has outperformed FOA by 61.4 percentage points over the past year.
About Consumer Portfolio Services
CPSS stock →Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States.
Finance · Finance: Consumer Services · 994 employees
About Finance of America Companies
FOA stock →Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States.
Finance · Finance: Consumer Services · 782 employees
CPSS vs FOA FAQ
Which is bigger, Consumer Portfolio Services or Finance of America Companies?
Finance of America Companies (FOA) is larger, with a market capitalization of $222.91M compared with $206.57M for Consumer Portfolio Services (CPSS).
Which stock has performed better over the past year, CPSS or FOA?
CPSS returned +20.36% over the past 12 months, compared with -41.05% for FOA (price return, excluding dividends). Past performance does not predict future results.
Are Consumer Portfolio Services and Finance of America Companies in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.