Consumer Portfolio Services (CPSS) vs USBC (USBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Consumer Portfolio Services (CPSS) has outperformed USBC (USBC) over the past year, gaining 20.4% versus a loss of 50.9%. Over five years, CPSS leads with a +48.5% price change compared with -99.5% for USBC. USBC is the larger company by market cap ($209.6 million vs $207.2 million), about 1.0 times the size.
On valuation, USBC trades at a lower trailing P/E (0.2x vs 9.9x for Consumer Portfolio Services).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CPSS | USBC |
|---|---|---|
| Share price | $9.46 | $0.54 |
| Market cap | $207.22M | $209.60M |
| 1-day change | +4.99% | -1.73% |
| YTD return | +1.39% | -14.29% |
| 1-year return | +20.36% | -50.91% |
| 5-year return | +48.51% | -99.46% |
| P/E ratio (TTM) | 9.85 | 0.23 |
| Forward P/E | 6.52 | — |
| EPS (TTM) | $0.96 | $2.38 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $10.49 | $1.29 |
| 52-week low | $7.39 | $0.29 |
| Distance from 52-week high | -9.82% | -58.14% |
| Average volume | 23.28K | 312.90K |
| Shares outstanding | 21.91M | 388.14M |
| Employees | 994 | 16 |
| Sector | Financial Services | Technology |
| Industry | Credit Services | Scientific & Technical Instruments |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CPSS has outperformed USBC by 71.3 percentage points over the past year.
- Consumer Portfolio Services trades at a higher earnings multiple (9.9x vs 0.2x trailing P/E).
- The two companies sit in different sectors: Consumer Portfolio Services in Financial Services and USBC in Technology.
About Consumer Portfolio Services
CPSS stock →Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States.
Financial Services · Credit Services · 994 employees
About USBC
USBC stock →USBC, Inc., together with its subsidiaries, operates in digital financial technologies business in United States. The company develops transformative financial services, including digital assets, banking solutions, and non-invasive health monitoring research.
Technology · Scientific & Technical Instruments · 16 employees
CPSS vs USBC FAQ
Which is bigger, Consumer Portfolio Services or USBC?
USBC (USBC) is larger, with a market capitalization of $209.60M compared with $207.22M for Consumer Portfolio Services (CPSS).
Which stock has performed better over the past year, CPSS or USBC?
CPSS returned +20.36% over the past 12 months, compared with -50.91% for USBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CPSS or USBC?
USBC has the lower trailing P/E at 0.2, versus 9.9 for CPSS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Consumer Portfolio Services and USBC in the same industry?
No. Consumer Portfolio Services is in the Financial Services sector, while USBC is in Technology.