Consumer Portfolio Services (CPSS) vs CPI Card Group (PMTS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
CPI Card Group (PMTS) has outperformed Consumer Portfolio Services (CPSS) over the past year, gaining 66.2% versus a gain of 20.4%. Over five years, CPSS leads with a +48.5% price change compared with -1.2% for PMTS. CPI Card Group is the larger company by market cap ($293.0 million vs $207.2 million), about 1.4 times the size.
On valuation, Consumer Portfolio Services trades at a lower forward P/E (6.5x vs 7.2x for CPI Card Group).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CPSS | PMTS |
|---|---|---|
| Share price | $9.46 | $25.28 |
| Market cap | $207.22M | $293.05M |
| 1-day change | +4.99% | +1.69% |
| YTD return | +1.39% | +72.21% |
| 1-year return | +20.36% | +66.21% |
| 5-year return | +48.51% | -1.21% |
| P/E ratio (TTM) | 9.85 | 22.18 |
| Forward P/E | 6.52 | 7.24 |
| EPS (TTM) | $0.96 | $1.14 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $10.49 | $31.25 |
| 52-week low | $7.39 | $10.81 |
| Distance from 52-week high | -9.82% | -19.10% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +28.56% |
| Average volume | 23.28K | 140.96K |
| Shares outstanding | 21.91M | 11.59M |
| Employees | 994 | 1,700 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PMTS has outperformed CPSS by 45.9 percentage points over the past year.
- CPI Card Group trades at a higher earnings multiple (22.2x vs 9.9x trailing P/E).
About Consumer Portfolio Services
CPSS stock →Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States.
Financial Services · Credit Services · 994 employees
About CPI Card Group
PMTS stock →CPI Card Group Inc., together with its subsidiaries, provides physical and digital payment solutions for financial institutions, processors, fintechs, prepaid program managers, and other organizations in the United States. It operates through Debit and Credit, and Prepaid Debit segments.
Financial Services · Credit Services · 1,700 employees
CPSS vs PMTS FAQ
Which is bigger, Consumer Portfolio Services or CPI Card Group?
CPI Card Group (PMTS) is larger, with a market capitalization of $293.05M compared with $207.22M for Consumer Portfolio Services (CPSS).
Which stock has performed better over the past year, CPSS or PMTS?
PMTS returned +66.21% over the past 12 months, compared with +20.36% for CPSS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CPSS or PMTS?
CPSS has the lower trailing P/E at 9.9, versus 22.2 for PMTS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Consumer Portfolio Services and CPI Card Group in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.