Consumer Portfolio Services (CPSS) vs Medallion Financial (MFIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Medallion Financial (MFIN) has outperformed Consumer Portfolio Services (CPSS) over the past year, gaining 21.3% versus a gain of 20.4%. Over five years, CPSS leads with a +48.5% price change compared with +38.5% for MFIN. Medallion Financial is the larger company by market cap ($273.5 million vs $204.2 million), about 1.3 times the size.
On valuation, Consumer Portfolio Services trades at a lower forward P/E (6.4x vs 7.9x for Medallion Financial). Medallion Financial pays a dividend yielding 4.20%, while Consumer Portfolio Services does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CPSS | MFIN |
|---|---|---|
| Share price | $9.32 | $11.91 |
| Market cap | $204.16M | $273.46M |
| 1-day change | -1.48% | +1.02% |
| YTD return | +1.39% | +14.58% |
| 1-year return | +20.36% | +21.30% |
| 5-year return | +48.51% | +38.54% |
| P/E ratio (TTM) | 10.24 | 8.95 |
| Forward P/E | 6.43 | 7.89 |
| EPS (TTM) | $0.91 | $1.33 |
| Dividend yield | 0.00% | 4.20% |
| Annual dividend | $0.00 | $0.50 |
| 52-week high | $10.49 | $12.26 |
| 52-week low | $7.39 | $7.85 |
| Distance from 52-week high | -11.15% | -2.85% |
| Analyst consensus | — | buy |
| Avg. price target upside | — | -3.44% |
| Average volume | 23.55K | 66.53K |
| Shares outstanding | 21.91M | 22.96M |
| Employees | 994 | 179 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Medallion Financial offers a meaningfully higher dividend yield (4.20% vs 0.00%).
About Consumer Portfolio Services
CPSS stock →Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States.
Finance · Finance: Consumer Services · 994 employees
About Medallion Financial
MFIN stock →Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending.
Finance · Finance: Consumer Services · 179 employees
CPSS vs MFIN FAQ
Which is bigger, Consumer Portfolio Services or Medallion Financial?
Medallion Financial (MFIN) is larger, with a market capitalization of $273.46M compared with $204.16M for Consumer Portfolio Services (CPSS).
Which stock has performed better over the past year, CPSS or MFIN?
MFIN returned +21.30% over the past 12 months, compared with +20.36% for CPSS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CPSS or MFIN?
MFIN has the lower trailing P/E at 9.0, versus 10.2 for CPSS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Consumer Portfolio Services or Medallion Financial?
Medallion Financial pays a dividend yielding 4.20%, while Consumer Portfolio Services does not currently pay a regular dividend.
Are Consumer Portfolio Services and Medallion Financial in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.