Citizens Community Bancorp (CZWI) vs Kearny Financial (KRNY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Kearny Financial (KRNY) has outperformed Citizens Community Bancorp (CZWI) over the past year, gaining 37.3% versus a gain of 34.7%. Over five years, CZWI leads with a +54.8% price change compared with -29.7% for KRNY. Kearny Financial is the larger company by market cap ($573.0 million vs $203.6 million), about 2.8 times the size.
On valuation, Kearny Financial trades at a lower forward P/E (9.1x vs 9.7x for Citizens Community Bancorp). Kearny Financial offers the higher dividend yield (4.85% vs 1.00%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CZWI | KRNY |
|---|---|---|
| Share price | $21.10 | $9.07 |
| Market cap | $203.62M | $572.98M |
| 1-day change | -1.45% | -1.41% |
| YTD return | +20.15% | +24.16% |
| 1-year return | +34.65% | +37.31% |
| 5-year return | +54.81% | -29.66% |
| P/E ratio (TTM) | 16.11 | 15.91 |
| Forward P/E | 9.72 | 9.12 |
| EPS (TTM) | $1.31 | $0.57 |
| Dividend yield | 1.00% | 4.85% |
| Annual dividend | $0.21 | $0.44 |
| 52-week high | $24.43 | $10.24 |
| 52-week low | $14.61 | $6.23 |
| Distance from 52-week high | -13.63% | -11.43% |
| Analyst consensus | none | none |
| Avg. price target upside | +5.45% | +17.64% |
| Average volume | 48.57K | 579.10K |
| Shares outstanding | 9.65M | 63.17M |
| Employees | 217 | 502 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Kearny Financial is about 2.8 times larger than Citizens Community Bancorp by market value ($572.98M vs $203.62M).
- Kearny Financial offers a meaningfully higher dividend yield (4.85% vs 1.00%).
About Citizens Community Bancorp
CZWI stock →Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A.
Finance · Savings Institutions · 217 employees
About Kearny Financial
KRNY stock →Kearny Financial Corp. operates as the holding company for Kearny Bank that provides banking products and services in the United States.
Finance · Savings Institutions · 502 employees
CZWI vs KRNY FAQ
Which is bigger, Citizens Community Bancorp or Kearny Financial?
Kearny Financial (KRNY) is larger, with a market capitalization of $572.98M compared with $203.62M for Citizens Community Bancorp (CZWI).
Which stock has performed better over the past year, CZWI or KRNY?
KRNY returned +37.31% over the past 12 months, compared with +34.65% for CZWI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CZWI or KRNY?
KRNY has the lower trailing P/E at 15.9, versus 16.1 for CZWI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Citizens Community Bancorp or Kearny Financial?
Kearny Financial has the higher yield at 4.85%, compared with 1.00% for Citizens Community Bancorp.
Are Citizens Community Bancorp and Kearny Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.