Citizens Community Bancorp (CZWI) vs Meridian (MRBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Citizens Community Bancorp (CZWI) has outperformed Meridian (MRBK) over the past year, gaining 34.7% versus a gain of 24.2%. Over five years, CZWI leads with a +54.8% price change compared with +23.4% for MRBK. Meridian is the larger company by market cap ($222.4 million vs $206.0 million), about 1.1 times the size.
On valuation, Meridian trades at a lower forward P/E (8.4x vs 9.8x for Citizens Community Bancorp). Meridian offers the higher dividend yield (2.92% vs 0.98%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CZWI | MRBK |
|---|---|---|
| Share price | $21.35 | $18.65 |
| Market cap | $206.03M | $222.42M |
| 1-day change | -0.28% | -0.29% |
| YTD return | +20.15% | +6.37% |
| 1-year return | +34.65% | +24.17% |
| 5-year return | +54.81% | +23.43% |
| P/E ratio (TTM) | 16.30 | 10.19 |
| Forward P/E | 9.84 | 8.36 |
| EPS (TTM) | $1.31 | $1.83 |
| Dividend yield | 0.98% | 2.92% |
| Annual dividend | $0.21 | $0.545 |
| 52-week high | $24.43 | $21.67 |
| 52-week low | $14.61 | $13.81 |
| Distance from 52-week high | -12.61% | -13.96% |
| Analyst consensus | none | strong_buy |
| Avg. price target upside | +4.22% | +23.36% |
| Average volume | 48.57K | 91.67K |
| Shares outstanding | 9.65M | 11.93M |
| Employees | 217 | 327 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CZWI has outperformed MRBK by 10.5 percentage points over the past year.
- Citizens Community Bancorp trades at a higher earnings multiple (16.3x vs 10.2x trailing P/E).
- Meridian offers a meaningfully higher dividend yield (2.92% vs 0.98%).
About Citizens Community Bancorp
CZWI stock →Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A.
Finance · Savings Institutions · 217 employees
About Meridian
MRBK stock →Meridian Corporation operates as the bank holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, Maryland, and Florida. It provides various deposit products, such as demand non-interest and interest bearing, savings, and money market accounts, as well as time deposits.
Finance · Major Banks · 327 employees
CZWI vs MRBK FAQ
Which is bigger, Citizens Community Bancorp or Meridian?
Meridian (MRBK) is larger, with a market capitalization of $222.42M compared with $206.03M for Citizens Community Bancorp (CZWI).
Which stock has performed better over the past year, CZWI or MRBK?
CZWI returned +34.65% over the past 12 months, compared with +24.17% for MRBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CZWI or MRBK?
MRBK has the lower trailing P/E at 10.2, versus 16.3 for CZWI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Citizens Community Bancorp or Meridian?
Meridian has the higher yield at 2.92%, compared with 0.98% for Citizens Community Bancorp.
Are Citizens Community Bancorp and Meridian in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for Citizens Community Bancorp and Major Banks for Meridian.