Dave (DAVE) vs Pegasystems (PEGA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Dave (DAVE) has outperformed Pegasystems (PEGA) over the past year, gaining 78.3% versus a loss of 36.6%. Over five years, DAVE leads with a +15.8% price change compared with -44.9% for PEGA. Pegasystems is the larger company by market cap ($5.86 billion vs $4.70 billion), about 1.2 times the size, while Dave is growing revenue faster (+59.7% vs +16.6%).
On valuation, Pegasystems trades at a lower forward P/E (13.7x vs 16.6x for Dave). Pegasystems pays a dividend yielding 0.34%, while Dave does not currently pay one. Dave converts more of its revenue into profit, with a net margin of 35.3% versus 22.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | DAVE | PEGA |
|---|---|---|
| Share price | $368.42 | $35.65 |
| Market cap | $4.70B | $5.86B |
| 1-day change | +4.25% | +0.45% |
| YTD return | +66.40% | -40.30% |
| 1-year return | +78.26% | -36.60% |
| 5-year return | +15.83% | -44.89% |
| P/E ratio (TTM) | 23.75 | 20.14 |
| Forward P/E | 16.55 | 13.71 |
| EPS (TTM) | $15.51 | $1.77 |
| Dividend yield | 0.00% | 0.34% |
| Annual dividend | $0.00 | $0.12 |
| Revenue (latest FY) | $554.18M | $1.75B |
| Revenue growth (YoY) | +59.67% | +16.61% |
| Net income (latest FY) | $195.87M | $393.44M |
| Gross margin | — | 75.86% |
| Operating margin | — | 15.07% |
| Net margin | 35.34% | 22.54% |
| 52-week high | $458.25 | $68.10 |
| 52-week low | $152.21 | $25.10 |
| Distance from 52-week high | -19.60% | -47.65% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +20.57% | +16.21% |
| Average volume | 386.89K | 2.55M |
| Shares outstanding | 11.44M | 164.40M |
| Employees | 280 | 5,598 |
| Sector | Finance | Technology |
| Industry | Finance: Consumer Services | EDP Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- DAVE has outperformed PEGA by 114.9 percentage points over the past year.
- Dave is more profitable, keeping 35.3 cents of every revenue dollar as net income versus 22.5 cents for Pegasystems.
- Dave grew revenue faster in its latest fiscal year (+59.67% vs +16.61%).
- The two companies sit in different sectors: Dave in Finance and Pegasystems in Technology.
About Dave
DAVE stock →Dave Inc. provides various financial products and services through its financial services platform in the United States.
Finance · Finance: Consumer Services · 280 employees
About Pegasystems
PEGA stock →Pegasystems Inc. develops, markets, licenses, hosts, and supports enterprise software in the United States, rest of the Americas, the United Kingdom, rest of Europe, the Middle East, Africa, and the Asia-Pacific.
Technology · EDP Services · 5,598 employees
DAVE vs PEGA FAQ
Which is bigger, Dave or Pegasystems?
Pegasystems (PEGA) is larger, with a market capitalization of $5.86B compared with $4.70B for Dave (DAVE).
Which stock has performed better over the past year, DAVE or PEGA?
DAVE returned +78.26% over the past 12 months, compared with -36.60% for PEGA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, DAVE or PEGA?
PEGA has the lower trailing P/E at 20.1, versus 23.8 for DAVE. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Dave or Pegasystems?
Pegasystems pays a dividend yielding 0.34%, while Dave does not currently pay a regular dividend.
Are Dave and Pegasystems in the same industry?
No. Dave is in the Finance sector, while Pegasystems is in Technology.