Dave (DAVE) vs Sezzle (SEZL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Dave (DAVE) has outperformed Sezzle (SEZL) over the past year, gaining 70.0% versus a gain of 37.7%. Dave is the larger company by market cap ($4.51 billion vs $3.95 billion), about 1.1 times the size, while Sezzle is growing revenue faster (+66.1% vs +59.7%). On valuation, Dave trades at a lower forward P/E (15.9x vs 17.6x for Sezzle).
Dave converts more of its revenue into profit, with a net margin of 35.3% versus 29.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | DAVE | SEZL |
|---|---|---|
| Share price | $353.40 | $117.22 |
| Market cap | $4.51B | $3.95B |
| 1-day change | +2.49% | +2.96% |
| YTD return | +55.74% | +79.36% |
| 1-year return | +69.96% | +37.67% |
| 5-year return | +8.41% | — |
| P/E ratio (TTM) | 22.79 | 25.71 |
| Forward P/E | 15.92 | 17.63 |
| EPS (TTM) | $15.51 | $4.56 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $554.18M | $450.28M |
| Revenue growth (YoY) | +59.67% | +66.08% |
| Net income (latest FY) | $195.87M | $133.13M |
| Operating margin | — | 39.26% |
| Net margin | 35.34% | 29.57% |
| 52-week high | $458.25 | $195.71 |
| 52-week low | $152.21 | $49.50 |
| Distance from 52-week high | -22.88% | -40.11% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +25.70% | +42.61% |
| Average volume | 388.56K | 614.81K |
| Shares outstanding | 11.44M | 33.68M |
| Employees | 280 | 201 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- DAVE has outperformed SEZL by 32.3 percentage points over the past year.
- Dave is more profitable, keeping 35.3 cents of every revenue dollar as net income versus 29.6 cents for Sezzle.
- Sezzle grew revenue faster in its latest fiscal year (+66.08% vs +59.67%).
About Dave
DAVE stock →Dave Inc. provides various financial products and services through its financial services platform in the United States.
Finance · Finance: Consumer Services · 280 employees
About Sezzle
SEZL stock →Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada.
Finance · Finance: Consumer Services · 201 employees
DAVE vs SEZL FAQ
Which is bigger, Dave or Sezzle?
Dave (DAVE) is larger, with a market capitalization of $4.51B compared with $3.95B for Sezzle (SEZL).
Which stock has performed better over the past year, DAVE or SEZL?
DAVE returned +69.96% over the past 12 months, compared with +37.67% for SEZL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, DAVE or SEZL?
DAVE has the lower trailing P/E at 22.8, versus 25.7 for SEZL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Dave and Sezzle in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.