Donegal Group (DGICA) vs Palomar (PLMR)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Palomar (PLMR) has outperformed Donegal Group (DGICA) over the past year, gaining 9.2% versus a loss of 5.0%. Over five years, PLMR leads with a +60.0% price change compared with +23.6% for DGICA. Palomar is the larger company by market cap ($3.47 billion vs $676.7 million), about 5.1 times the size.
On valuation, Donegal Group trades at a lower forward P/E (9.7x vs 11.5x for Palomar). Donegal Group pays a dividend yielding 4.06%, while Palomar does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | DGICA | PLMR |
|---|---|---|
| Share price | $18.23 | $130.76 |
| Market cap | $676.68M | $3.47B |
| 1-day change | -1.67% | -0.52% |
| YTD return | -8.76% | -2.97% |
| 1-year return | -4.95% | +9.20% |
| 5-year return | +23.59% | +59.99% |
| P/E ratio (TTM) | 9.49 | 17.60 |
| Forward P/E | 9.72 | 11.52 |
| EPS (TTM) | $1.92 | $7.43 |
| Dividend yield | 4.06% | 1.38% |
| Annual dividend | $0.74 | $0.00 |
| Revenue (latest FY) | — | $875.97M |
| Revenue growth (YoY) | — | +58.16% |
| Net income (latest FY) | — | $197.07M |
| Net margin | — | 22.50% |
| 52-week high | $21.06 | $147.62 |
| 52-week low | $16.11 | $100.81 |
| Distance from 52-week high | -13.44% | -11.42% |
| Analyst consensus | none | buy |
| Avg. price target upside | +15.19% | +22.49% |
| Average volume | 117.97K | 240.90K |
| Shares outstanding | 31.54M | 26.50M |
| Employees | — | 439 |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Palomar is about 5.1 times larger than Donegal Group by market value ($3.47B vs $676.68M).
- PLMR has outperformed DGICA by 14.2 percentage points over the past year.
- Palomar trades at a higher earnings multiple (17.6x vs 9.5x trailing P/E).
- Donegal Group offers a meaningfully higher dividend yield (4.06% vs 1.38%).
About Donegal Group
DGICA stock →Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance.
Financial Services · Insurance - Property & Casualty
About Palomar
PLMR stock →Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products.
Financial Services · Insurance - Property & Casualty · 439 employees
DGICA vs PLMR FAQ
Which is bigger, Donegal Group or Palomar?
Palomar (PLMR) is larger, with a market capitalization of $3.47B compared with $676.68M for Donegal Group (DGICA).
Which stock has performed better over the past year, DGICA or PLMR?
PLMR returned +9.20% over the past 12 months, compared with -4.95% for DGICA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, DGICA or PLMR?
DGICA has the lower trailing P/E at 9.5, versus 17.6 for PLMR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Donegal Group or Palomar?
Donegal Group has the higher yield at 4.06%, compared with 1.38% for Palomar.
Are Donegal Group and Palomar in the same industry?
Yes. Both are classified in the Insurance - Property & Casualty industry within the Financial Services sector.