Palomar (PLMR) vs Trupanion (TRUP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Palomar (PLMR) has outperformed Trupanion (TRUP) over the past year, gaining 9.2% versus a loss of 38.4%. Over five years, PLMR leads with a +60.0% price change compared with -71.4% for TRUP. Palomar is the larger company by market cap ($3.47 billion vs $1.14 billion), about 3.0 times the size.
On valuation, Trupanion trades at a lower forward P/E (6.1x vs 11.5x for Palomar). Palomar converts more of its revenue into profit, with a net margin of 22.5% versus 1.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PLMR | TRUP |
|---|---|---|
| Share price | $130.76 | $26.06 |
| Market cap | $3.47B | $1.14B |
| 1-day change | -0.52% | +0.93% |
| YTD return | -2.97% | -30.26% |
| 1-year return | +9.20% | -38.36% |
| 5-year return | +59.99% | -71.41% |
| P/E ratio (TTM) | 17.60 | 49.17 |
| Forward P/E | 11.52 | 6.12 |
| EPS (TTM) | $7.43 | $0.53 |
| Dividend yield | 1.38% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $875.97M | $1.44B |
| Revenue growth (YoY) | +58.16% | +11.95% |
| Net income (latest FY) | $197.07M | $19.43M |
| Gross margin | — | 16.05% |
| Operating margin | — | 0.96% |
| Net margin | 22.50% | 1.35% |
| 52-week high | $147.62 | $46.98 |
| 52-week low | $100.81 | $21.16 |
| Distance from 52-week high | -11.42% | -44.53% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +22.49% | +27.59% |
| Average volume | 240.90K | 477.42K |
| Shares outstanding | 26.50M | 43.62M |
| Employees | 439 | 1,121 |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Palomar is about 3.0 times larger than Trupanion by market value ($3.47B vs $1.14B).
- PLMR has outperformed TRUP by 47.6 percentage points over the past year.
- Trupanion trades at a higher earnings multiple (49.2x vs 17.6x trailing P/E).
- Palomar offers a meaningfully higher dividend yield (1.38% vs 0.00%).
- Palomar is more profitable, keeping 22.5 cents of every revenue dollar as net income versus 1.4 cents for Trupanion.
- Palomar grew revenue faster in its latest fiscal year (+58.16% vs +11.95%).
About Palomar
PLMR stock →Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products.
Financial Services · Insurance - Property & Casualty · 439 employees
About Trupanion
TRUP stock →Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, and Continental Europe. The company operates in two segments, Subscription Business and Other Business.
Financial Services · Insurance - Property & Casualty · 1,121 employees
PLMR vs TRUP FAQ
Which is bigger, Palomar or Trupanion?
Palomar (PLMR) is larger, with a market capitalization of $3.47B compared with $1.14B for Trupanion (TRUP).
Which stock has performed better over the past year, PLMR or TRUP?
PLMR returned +9.20% over the past 12 months, compared with -38.36% for TRUP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PLMR or TRUP?
PLMR has the lower trailing P/E at 17.6, versus 49.2 for TRUP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Palomar or Trupanion?
Palomar pays a dividend yielding 1.38%, while Trupanion does not currently pay a regular dividend.
Are Palomar and Trupanion in the same industry?
Yes. Both are classified in the Insurance - Property & Casualty industry within the Financial Services sector.